ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)
Created on: 16 May 2021 18:56
A
Acof1978
Then I would also like to introduce our building project here and keep you updated.
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
@Acof1978
I have been a member of this forum for 8 years now and have helped many with advice. I have participated in numerous discussions.
You only read your own posts and maybe a few others from your current active period.
And I know what I see, what I read, and what is always commented with the same phrases.
I don’t care what people do with the advice… I am already living in my home and have not suffered any disadvantages because of it.
I have been a member of this forum for 8 years now and have helped many with advice. I have participated in numerous discussions.
You only read your own posts and maybe a few others from your current active period.
And I know what I see, what I read, and what is always commented with the same phrases.
I don’t care what people do with the advice… I am already living in my home and have not suffered any disadvantages because of it.
Acof1978 schrieb:
Just because someone wears a pink shirt doesn’t mean it’s a design flawNo, of course not. But if someone wants to sew a pocket on the back of their shirt because having a pocket on the back of their pants (and actually two of them!) is really practical, it’s important to point out that this also has some drawbacks.Regards
ypg schrieb:
@Acof1978
I’ve been part of this forum for eight years now and have helped many with advice. I have taken part in countless discussions.
You only read your own posts, and maybe a few others from your current active time.
And I know what I see and read, and what is always commented with the same phrases.
I don’t care what people do with advice… I already live in my home, and I don’t suffer any disadvantages because of it. For someone who says they don’t care, you repeat yourself quite often. I’ve been active in many financing forums for 10 years, but even with a degree in economics and many years of professional experience, I wouldn’t claim to know everything.
It’s no surprise that many don’t share their floor plans here, since they just get criticized. And I bet that just like in our case, they live happily and content in their homes.
Radomiro schrieb:
No, of course not. But if someone wants to sew a pocket on the back of their shirt because having a pocket on the back of their pants (and even two of them!) is so very practical, then they should be told that it’s not all advantages.
Best regardsOr you just call it fashion and there’s nothing you can do about it 8-)
Acof1978 schrieb:
We don’t have to implement everything you suggest to us. I’m laughing out loud. You’ve completely smoothed everything out and didn’t recognize or accept a single point. And the tightness is obvious just by looking at the plan. This has nothing to do with taste or anything like that, these are facts. (But we already went through all that.)
driver55 schrieb:
I’m laughing my head off. You’ve smoothed everything over and completely missed and ignored the point. And the tight space is obvious just from the plan. This isn’t about taste or anything else; these are facts. (But we’ve already been through all of that.)Then you should read more carefully. Our first project had a door with two sidelights and an approximately 25m² (270ft²) hallway. Based on advice (from the forum), we replaced the door with one sidelight, and eventually removed it entirely, saving about 6m² (65ft²) of hallway space. But it’s good to see you’re following everything. Please take your trolling elsewhere, thank you.
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