ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)

Created on: 16 May 2021 18:56
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Acof1978
Then I would also like to introduce our building project here and keep you updated.

First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.

The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.

Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting

Floor plan attached.

We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.

The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.

The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)

Grundriss eines Hauses: Wohnzimmer, Küche, Schlaf-/Kinderzimmer, Bad, Flur, Terrasse.
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motorradsilke
16 Jun 2021 05:58
ypg schrieb:

I think almost every builder experiences these useless days, weeks... some even months.

No, our building permit / planning permission was approved after 6 weeks. Four different authorities were involved. I had two phone calls with the person in charge at the building department, who assured me from the start that it wouldn’t take longer than 2 months. At the agreed follow-up appointment, the decision had already been issued. The municipality also completed their part quickly despite necessary changes to the access road. The access road was then approved separately.
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Acof1978
16 Jun 2021 06:17
motorradsilke schrieb:

No, our building permit was approved after 6 weeks. And there were 4 authorities involved. I had 2 phone calls with the person in charge at the building department, who assured me from the start that it wouldn’t take longer than 2 months. At the scheduled follow-up appointment, the decision was already issued. The municipality also handled their part quickly despite necessary changes to the access road. The access road was then approved separately.

The planner and I have been in constant contact with the forestry and construction authorities. But it hardly helps. A processing time of 8 months seems to be quite common.
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ypg
16 Jun 2021 08:56
motorradsilke schrieb:

No, our building permit application

At some point, there is always some downtime; it doesn’t have to be waiting for the building permit. Sometimes a construction site just sits idle for about a week.
Climbee16 Jun 2021 13:38
Acof1978 schrieb:

It’s now been 6 months since the building permit / planning permission application was submitted. It will probably take another two months...

Cute! For us, it took two years because the local council didn’t want to approve it. In a neighboring municipality, a builder has been in dispute for 5 years—even though the administrative court ruled in his favor. Yet, construction still hasn’t started. So 8 months is actually a nice-to-have!

Sure, sometimes it goes faster for a few lucky ones, mostly with standardized procedures (a finished development with a developer usually passes smoothly), but most people need a lot of patience. If you’re already losing your composure now, you’re going to have a tough time during construction.
Tolentino schrieb:

I’m even thinking about bringing them some drinks and snacks again now.

I always recommend taking good care of the construction crew. For us, they even got a fridge in the finished basement to keep their lunches cool. Drinks were a given, and preferences were taken into account. Sweets were always available and gladly accepted. And in the final phase, when the freezer was moved, there was ice cream for them to take from the freezer themselves (the summer of 2019 was hot). We had a good atmosphere on site and always friendly people who were accommodating with a few extra requests. I would wholeheartedly recommend this to everyone.
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Acof1978
16 Jun 2021 13:45
Climbee schrieb:

Cute! For us, it took two years because the local authority was unwilling.
In a neighboring municipality, a builder has now been in dispute for five years—even though the administrative court is on their side. That still hasn’t led to a start of construction.
So 8 months is definitely a nice-to-have!

Sometimes it may be faster for a few lucky ones, usually for standardized processes (a finished housing development with a developer usually goes smoothly), but most people really have to be patient.
If you already lose your composure now, you’ll be in trouble during the build.

I always recommend taking good care of the construction crew. For us, they even got a fridge in the completed basement to keep their lunches cool. Drinks were a given, with consideration for personal preferences, sweets were always available and gladly taken, and in the final phase—when the freezer was relocated—they could also get ice cream themselves from the freezer (summer 2019 was hot).
We had a good atmosphere on site and always friendly people who were cooperative with a few extra requests.
I would recommend this to everyone.

We are building inside the urban area. And two years ago, three houses were built next to us and another one is currently under construction. So it’s not comparable.
Tolentino16 Jun 2021 14:00
I have taken good care of the masons from day one. They did not appreciate it. Since then, I have been somewhat demotivated.