ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)
Created on: 16 May 2021 18:56
A
Acof1978
Then I would also like to introduce our building project here and keep you updated.
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
Yaso2.0 schrieb:
It’s your house and perfect for you! I also don’t understand why people keep dwelling on it and think it’s great that you don’t let yourself be unsettled.I think it’s good that different opinions are expressed here. But forcing just one opinion goes a bit too far. If we make mistakes, we also pay the price for them.
When planning rooms, careful consideration is given; these decisions are not made arbitrarily. Much of it is based on personal preferences. Objectively, it doesn’t make sense to drive a Mercedes if a Dacia will get you from point A to point B. Still, I drive one.
Acof1978 schrieb:
If we make mistakes, we also pay for them. Exactly. Some of us attach pictures to our advice here, but no one attaches Bitcoins. So you would have to pay for the attic ladder like @Nordlys suggested yourself. It’s reasonable to consider whether you’d rather be called stubborn about advice ;-)
Acof1978 schrieb:
From an objective point of view, it doesn’t make sense to drive a Mercedes if a Dacia can get you from point A to point B. Still, I drive one. Tell me which one? A Daimler doesn’t make sense, it is one.
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
11ant schrieb:
Exactly. Some of us attach photos to their advice here, but no one attaches Bitcoins. So you would have to pay for the attic ladder like @Nordlys‘s version yourself. It’s understandable to weigh whether you might prefer to be called resistant to advice ;-)
Tell me, which one? – a Mercedes doesn’t make sense, it is one itself. GLC, but please don’t tell Annalena that 🙂
Acof1978 schrieb:
GLC, but please don’t tell Annalena You can rest assured—I don’t talk to people who can’t tell the difference between heavy metals and ghosts. By the way, I’m seriously considering getting an SUV as one of my next cars. Not because I really need one, but more as a form of protest: I’m really fed up with all these 82 million armchair experts telling others exactly which car NOT to buy. Besides, I believe real men drive “women’s cars,” so why not try a “mom tank” once in a while? As an old white man, I have the license to be outdated anyway. Haul your stamp collection up the fold-down stairs, and don’t let yourself get discouraged!
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
We visited a specialist retailer for bathrooms, windows, and doors near Szczecin on Saturday. Several companies were housed in a huge building. I have to say, their product range was much better than that of Elements, where we had been earlier. The value for money was clearly superior as well. What annoyed me most about Elements was that there were no prices displayed. The saleswoman seemed to assume that if we are building, our budget is unlimited. Solutions we wanted, like a bathtub faucet, cost over €2000. In Poland, a simpler but equally good option was €500.
We will now plan and purchase both bathrooms in Poland.
We will do the same with interior and exterior doors and probably shutters as well. For doors, we do not want to order from a catalog and only find out about a multi-thousand dollar (euro) investment at installation. Regarding shutters, the supplier for the construction company offers a very limited color selection. We want the window color Golden Oak, but they do not have shutters in a matching color.
We will now plan and purchase both bathrooms in Poland.
We will do the same with interior and exterior doors and probably shutters as well. For doors, we do not want to order from a catalog and only find out about a multi-thousand dollar (euro) investment at installation. Regarding shutters, the supplier for the construction company offers a very limited color selection. We want the window color Golden Oak, but they do not have shutters in a matching color.
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