ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)

Created on: 16 May 2021 18:56
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Acof1978
Then I would also like to introduce our building project here and keep you updated.

First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.

The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.

Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting

Floor plan attached.

We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.

The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.

The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)

Grundriss eines Hauses: Wohnzimmer, Küche, Schlaf-/Kinderzimmer, Bad, Flur, Terrasse.
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driver55
20 May 2021 21:24
Acof1978 schrieb:

I have already debunked a few things.
You’re confusing debunking with sugarcoating or ignoring. 😀

The points I listed are facts because they are clearly visible on the floor plan.
In the living/dining area, you only have a small section where some sunlight comes in. That’s it. The 3-meter (10 feet) glazed area in the living room never gets any sun. From a lighting perspective, it’s like the north side. It’s bright, yes, but never really bright or sunny. Solar gains, especially during the transitional seasons, are nonexistent.

Honestly, I find it puzzling how someone can simply gloss over such obvious facts.
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thoughtless86
20 May 2021 21:25
motorradsilke schrieb:

Or you just store up there the items you only need to access every few weeks. In winter, the summer clothes and vice versa, camping gear that shouldn’t go in the garage, guest beds, and so on.
That’s why we chose to build a bungalow, to avoid having to use the stairs all the time.

That’s exactly why we are building a bungalow right now. Mainly, Christmas decorations will go up there, so basically accessed twice a year... otherwise, we would have built a single-family house.
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Acof1978
20 May 2021 21:59
driver55 schrieb:

You are confusing disproving with sugarcoating or ignoring. 😀

The points I listed are facts because they are clearly visible in the floor plan.
You have a "sliver" of the living/dining area that gets some sunlight. That’s about it. The 3-meter (10 feet) glazed section in the living area is covered and never gets sun. In terms of lighting, it behaves like a north-facing side. It’s “bright,” but never truly bright or sunny. Solar gains, especially during transitional seasons, are non-existent.

Honestly, I don’t understand how people just smooth over such obvious things.

And you are confusing facts with personal preference. What you like doesn’t necessarily have to appeal to others.

I already mentioned that in our apartment we have fewer windows and a covered balcony. We still have enough light. In the house, we have more than twice as many windows, so it is brighter. That’s simply a fact, but it’s being ignored.
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ypg
20 May 2021 22:52
driver55 schrieb:

The points I raised

Forget it. Some people, including the original poster, cannot distinguish between facts and opinions. In some regions, residents see advice as patronizing and well-intended tips based on decades of experience and study as psychological constraints...
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Acof1978
21 May 2021 07:21
ypg schrieb:

Forget it. Some people, including the original poster, can’t distinguish between facts and opinions. In some regions, residents see advice as patronizing and well-intentioned tips based on decades of experience and study as psychological restrictions...

And there are regions where, if you don’t blindly accept others’ opinions, you are seen as unable to handle criticism. Then, insisting that their opinion is the only correct one—there are words for that too. As I’ve said many times, I read everything. Just because I don’t accept everything doesn’t mean I don’t think about it.

Have a nice weekend and holiday :-)
Yaso2.021 May 2021 08:54
Acof1978 schrieb:

And there are regions where, if you don’t blindly accept others’ opinions, you are considered unable to take criticism. And then they insist that their opinion is the only true one,

It’s your house and perfect for you! I also don’t understand why people keep dwelling on this and I think it’s great that you don’t let yourself be unsettled.