ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)

Created on: 16 May 2021 18:56
A
Acof1978
Then I would also like to introduce our building project here and keep you updated.

First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.

The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.

Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting

Floor plan attached.

We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.

The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.

The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)

Grundriss eines Hauses: Wohnzimmer, Küche, Schlaf-/Kinderzimmer, Bad, Flur, Terrasse.
A
Acof1978
24 Jun 2021 10:09
Now a new/old topic is coming up for us, and we are still in the decision phase. The flooring. Initially, we were thinking about hardwood flooring (except for the bathroom and utility room). Then we considered wood-look tiles (a favorite flooring choice of @11ant). After discussing this with the builder, he recommended vinyl. You should keep in mind that tiles can be quite cold, even with underfloor heating. What are your experiences? What do you have, and what would you choose again or avoid?
M
Myrna_Loy
24 Jun 2021 10:13
Vinyl would be the last choice for flooring in an apartment or house. It is basically a PVC floor dressed up to look stylish. Not repairable. Not durable.
A
Acof1978
24 Jun 2021 10:52
Myrna_Loy schrieb:
Vinyl would be the last choice for me to install in an apartment or house. It’s basically a PVC floor dressed up to look stylish. Not repairable. Not durable.

And yet, the most recent homeowners we visited, as well as the managing director of the construction company, are enthusiastic about it. What about tiles and the feeling of cold?
M
Myrna_Loy
24 Jun 2021 10:55
It can be very comfortable in summer, and in winter you have underfloor heating on. It is simply plastic, and of the problematic kind at that.
Tolentino24 Jun 2021 11:01
The statement about cold tiles is, I believe, quite subjective. First of all, outside of the heating season, the tiles should be at room temperature. Whether you perceive that as cold or not could easily be tested at a hardware store by simply touching them.

It’s a different situation during the heating season. It is true that with the very efficient setups for heat pumps, it no longer gets as cozy warm as it used to. The supply temperature is just too low for that. But the surface temperature of the tile still has to be higher than room temperature; otherwise, the heating wouldn’t work. With supply temperatures averaging 27–30°C (81–86°F), the tile surface might be around 24–25°C (75–77°F) (estimated). That is clearly below body temperature. And the tile conducts heat better than plastic. That much is clear.

I haven’t experienced it firsthand, but maybe you could simply take a tile, warm it to 25°C (77°F) with a hairdryer, and place it on your stomach. The ultimate tile test.
Y
ypg
24 Jun 2021 12:08
Acof1978 schrieb:

What about tiles and the sensation of coldness?
Yes, it’s subjective.
As a woman, I generally have cold feet, but not when the underfloor heating is on. The tiles feel comfortable then.
In summer, they are warmed by the sun through the windows. Or if they are in the shade, they feel cool, which is also pleasant. The problem is during the weeks (October/April) when the underfloor heating is not running yet. But with socks, it’s not an issue.
Vinyl… Vinyl is plastic, but it’s mainstream. It doesn’t have only advantages, at least according to this forum.
I would recommend tiles.