ᐅ Construction of a 144 sqm bungalow in Fichtenwalde (near Potsdam)
Created on: 16 May 2021 18:56
A
Acof1978
Then I would also like to introduce our building project here and keep you updated.
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
First, a brief introduction about us. He (42.5 years; controller in healthcare), she (38.5 years; full-time teacher), child (8.75 years; fully dependent). Our household net income is currently about €6,400 (approximately $6,800) plus performance bonuses, 13th-month salary, overtime, etc. We own a 1,462 sqm (15,735 sq ft) plot of land in Fichtenwalde. The remaining debt on the land is €37,000 (about $39,000). According to official land value guidelines, the land is valued at €146,200 (about $156,000) (€100 / sqm). The market price is around €400,000 to €600,000 (recent sale prices). We submitted the building permit application including the land conversion at the end of December. We expect approval by mid to late July.
The construction company is KB Brandis from Jüterbog. External site supervision will be handled by Bauherrenhilfe with 13 appointments.
Now about the house. It will be a 144 sqm (1,550 sq ft) bungalow plus a 12 sqm (130 sq ft) covered terrace with the following additions:
- Ceiling height 3.00 m (9.8 ft)
- Electric roller shutters (including smart home integration)
- Double-sided laminated windows (wood-colored; RC3 security rating)
- Brine-to-water heat pump with ground collectors due to water protection area (Bosch Compress 7800i LW)
- Hydraulic balancing of the underfloor heating
- Controlled residential ventilation with heat recovery (Bosch)
- Motion detectors from a security company
- 13 kWp photovoltaic system, including battery preparation
- 10 m³ (2,650 gal) cistern for rainwater use
- Doorbell with video function
- Wallbox preparation for electric vehicle charging
- Exterior lighting
Floor plan attached.
We have not yet finalized financing (although discussions have taken place). So far, we have invested up to €30,000 (approximately $32,000) from our own savings during the planning phase. This is almost all of our equity. However, we continue to save about €2,750 (approximately $2,920) per month. The monthly mortgage payment is expected to be around €1,650 (about $1,750) plus additional costs of approximately €200-250 (about $210-265) (taking into account the photovoltaic system). This means when we move into the house, we will still have savings of at least €1,500 (about $1,590) per month.
The construction contract will be signed within the next few weeks. The prices (recently discussed with the company) correspond to the offer and commitment as of September 2020.
The price per square meter of the house (according to the latest offer and full specification) will be €2,700 (about $2,870). This includes everything, such as painting, flooring, etc. The overall costs are structured as follows:
House: €378,000 (about $402,000)
Land conversion including reclassification: €25,000 (about $26,600)
Additional building costs: €40,000 (about $42,500)
Outdoor facilities: €25,000 (about $26,600)
Total financing volume: €468,000 (about $498,000)
11ant schrieb:
I no longer care, chewing gums develop an unpleasant texture after a few hours and that’s it. Furthermore, to my regret, firstly it still hasn’t dawned on some that the fireplace, not the terrace (roof), should be on the cut list; and secondly, even though I had corrected this in post #69, the floor plan with north approximately at four o’clock is brought up again here.
That wouldn’t even be true if the Earth were flat. And note that with north at 12 o’clock (= terrace in SSW), the value of the roof would be recognized again! Whether the fireplace should be cut is a personal decision. The same applies to choosing heating with gas, electricity, or a photovoltaic system. Consider it as given.
The covered terrace can be easily replaced, for example by integrating an awning. Missing square meters are harder to compensate for.
Acof1978 schrieb:
A question regarding the floor plan.P.S. On that note, freshly from the Gefragt-Gejagt media library, a Nietzsche quote: “as soon as you want to act, you must close the door to doubt!”
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
11ant schrieb:
P.S. related to this, freshly from the Gefragt-Gejagt media archive, a Nietzsche quote:
"as soon as you want to take action, you must close the door to doubt!"I did not ask for quotes. Perhaps just start an off-topic thread for quotes? The question was asked specifically.
Acof1978 schrieb:
I didn’t ask for quotes. Maybe just create an off-topic thread specifically for quotes?It’s not off-topic even for a moment to point out:if the building application is already submitted to the authorities, one should be raising a glass of cognac rather than shaking the dice cup full of doubts.
At the end of a maturation process, the sack also needs to be tied up sometimes!
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
11ant schrieb:
At the end of a maturing process, the bag also needs to be tied up sometimes! Yes, eventually it has to be finished.
But as an outsider, there’s no need to overcomplicate things.
It’s his house and his decision whether to make short-term changes or not.
So he probably doesn’t need parental advice or more or less… wise, if you can call them that… comments just for the sake of saying something.
There is a “change request form” or something similar. It costs around 100€ (about 100 USD), maybe more or less for you.
That shouldn’t be a problem here, since the footprint depends on the roof and the exterior appearance won’t be affected at all. I would also get approval for a patio roof at the same time, meaning to include it in the plans, so it’s covered as well—assuming any special dimensions require a building permit / planning permission in your area.
ypg schrieb:
Yes, eventually there’s an end to it.
But outsiders don’t need to complicate things.
It’s his house and his decision whether to make a short-term change or not.
So he probably doesn’t need parental advice or more or less… wise, one can’t really say… remarks, just for the sake of saying something.
There is a “change order” form or something similar. It costs around 100€ (about $110), maybe more or less for you.
That shouldn’t be a problem here either, since the floor area depends on the roof and the external appearance is not affected at all. I would also get a roofed terrace approved at the same time, meaning have it included in the plans, so it’s officially okay, as long as special dimensions require approval where you are. The floor area remains the same. The roof and foundation slab don’t change either. The structural calculations will certainly have to be redone, but that’s no problem. The only obstacle is the KFW 55 subsidy application. I need to ask whether:
A) changes can be made
B) it can be canceled and reapplied
C) the subsidy will be lost.
If C) is the case, the original floor plan will remain.
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