ᐅ Dissatisfied with new construction due to other options now available
Created on: 27 Sep 2021 12:51
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Crossy
I was just about to create a second account for this thread, but in the end, I decided against it. I’m not even sure if this thread belongs in the financing section. The purpose of this thread is not to show off; I’ve been thinking about this for a while now, and my dissatisfaction is growing. Maybe some of you have had similar experiences, and I would be interested to know what you did.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
The foundation of satisfaction for many people is having security for family, job, and finances, allowing them to live their lives with peace of mind. It’s a bonus if there is also enough to cover health, vacations, food quality, and leisure activities. Whether true satisfaction requires a few more square meters or even an aircraft carrier is something everyone has to decide for themselves.
Personally, I think it’s a pity that people can’t enjoy the excitement of something fundamentally new for a few years, which could bring a certain sense of fulfillment.
We have a small loan repayment, and we also received a modest inheritance. That hasn’t motivated me to reinvent my house—instead, we have enriched our lives through the quality of life factors mentioned above. I would repay the loan responsibly and maybe reorganize the house with an extension in 5 to 10 years, while reconsidering the pursuit of satisfaction. Most of the time, people just don’t want to focus their thoughts on what really matters, so material things are put forward. But all of that has already been more or less touched on.
Personally, I think it’s a pity that people can’t enjoy the excitement of something fundamentally new for a few years, which could bring a certain sense of fulfillment.
We have a small loan repayment, and we also received a modest inheritance. That hasn’t motivated me to reinvent my house—instead, we have enriched our lives through the quality of life factors mentioned above. I would repay the loan responsibly and maybe reorganize the house with an extension in 5 to 10 years, while reconsidering the pursuit of satisfaction. Most of the time, people just don’t want to focus their thoughts on what really matters, so material things are put forward. But all of that has already been more or less touched on.
ypg schrieb:
It's great when you can also afford health, vacations, quality food, and activities. Whether optimal satisfaction requires a few extra square meters or an aircraft carrier, each person has to decide for themselves. I can certainly understand the regret about having been overly strict with budgeting—especially when it was done without knowing that such caution would soon no longer be necessary. That's why I suggested, after taking a breath and calmly sorting out ideas, to let that energy flow.
ypg schrieb:
For many, the foundation of satisfaction is securing family, job, and finances, so that you can live your life with peace of mind. With this in mind, I recommend finding comfort in the fact that having a household income that is comfortably more than just getting by is a very valuable blessing. Any psychologist, cardiologist, gastroenterologist, or anyone else working with stressed individuals can confirm that such a comfortable life situation increases personal life expectancy by several, and importantly healthy, years. Four thousand per month “left over” is many times more than what quite a few people experience as a negative difference. But I mention this entirely as a neutral reminder—I don’t want to send the original poster straight to the confessional for the sin of lacking gratitude, especially since Protestants have abolished that ;-)
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
I know a pediatrician who lives in a (not ideal) second-hand house, continuously renovating it and has installed a pool. The money is spent on a horse for his wife, who doesn’t have to work, and a boat for leisure time.
My family doctor bought an old farmstead because his wife, also a doctor, wants to fulfill a dream before she develops a hereditary illness: renovation, solitude, and growing vegetables.
A friend owns a boat in the Canary Islands and another boat here, living alternately on each. Young couples around us invest in vans, campers, and similar vehicles; three coworkers have boats.
Fulfilling dreams to improve quality of life is the trend. I think that’s a good thing.
We know several people with a significant surplus of money but none who are dissatisfied with their house.
One couple went bigger and fancier (while we were building), then got a dog. Then came compromise and divorce.
What I want to say is: since COVID, there has been renewed investment in leisure time. I think that’s positive!
I would also reconsider more free time through reduced working hours. About 10% of my workgroup actively do this. I think that’s good.
Edit: I don’t even know what an aircraft carrier in the kitchen is. Once it’s there, what will it be then? Essentially the runway? Even bigger or longer? What else will the house construction wish list include later on?
My family doctor bought an old farmstead because his wife, also a doctor, wants to fulfill a dream before she develops a hereditary illness: renovation, solitude, and growing vegetables.
A friend owns a boat in the Canary Islands and another boat here, living alternately on each. Young couples around us invest in vans, campers, and similar vehicles; three coworkers have boats.
Fulfilling dreams to improve quality of life is the trend. I think that’s a good thing.
We know several people with a significant surplus of money but none who are dissatisfied with their house.
One couple went bigger and fancier (while we were building), then got a dog. Then came compromise and divorce.
What I want to say is: since COVID, there has been renewed investment in leisure time. I think that’s positive!
I would also reconsider more free time through reduced working hours. About 10% of my workgroup actively do this. I think that’s good.
Edit: I don’t even know what an aircraft carrier in the kitchen is. Once it’s there, what will it be then? Essentially the runway? Even bigger or longer? What else will the house construction wish list include later on?
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Bertram10029 Sep 2021 18:44I have mentioned elsewhere that, in my profession, I often work with very ill people or the bereaved. And never has anyone talked about how frameless doors or the aircraft carrier-style kitchen made a significant difference during the closing chapter and processing of a life. What ultimately matters are the moments when people have earned a piece of freedom and the relationships they share. All the other things tend to fall away before life itself comes to an end.
It is quite a revealing question to ask yourself occasionally what you think you will remember at the end of your life. If the kitchen is that important to you, great. Then by all means, go for it.
It is quite a revealing question to ask yourself occasionally what you think you will remember at the end of your life. If the kitchen is that important to you, great. Then by all means, go for it.
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Bertram10029 Sep 2021 19:29driver55 schrieb:
What exactly is being philosophized about here? 😎What? Possible thought processes that can lead to a good decision. "Just do it. Period." is just one possible answer.Similar topics