ᐅ Ongoing Operating Expenses for a Single-Family Home

Created on: 9 May 2019 18:03

Ralf_1980

Hello dear community,

I would like to ask for information regarding ongoing operating costs for a single-family house.

We plan to build soon and want to test our debt service capacity. For this, I have also calculated ongoing operating costs:

Framework:

- 3 people (2 adults, 1 child)
- Single-family house, 160 m² (1722 sq ft) in Rhineland-Palatinate

I have calculated the following monthly costs:

Water	50.00 €
Waste collection fees	40.00 €
Property tax	25.00 €
Heating system / chimney sweep maintenance	20.00 €
Building insurance	85.00 €
Electricity	100.00 €
Gas	100.00 €
Broadcasting fee	20.00 €
Other housing-related costs: garden landscaping, repairs, reserves	200.00 €

Is this realistic? Is there a simplifying factor (cost per m²) that I could use for verification?

Have I missed an important cost item or anything else? I look forward to your input.

Thank you very much.

Best regards,
Ralf_1980

rick20189 May 2019 19:35

New construction or existing property? Property tax can vary significantly depending on the land and assessment method.
I also find the electricity supply somewhat too low.

Ralf_19809 May 2019 19:38

Hello,

a new building is planned. It will have a heat pump and no gas system.

Suggestions and recommendations are welcome!

Regards
Ralf_1980

halmi9 May 2019 20:03

Water and sewer connections will probably be more expensive as well.

Ralf_19809 May 2019 20:08

#10

Could you copy my figures, omit gas and chimney sweep, and feel free to "update" the numbers considering a heat pump?

halmi9 May 2019 20:10

#11

... Home insurance for a newly built house also costs less, around 40€

seat889 May 2019 20:16

#12

The water supply is underestimated.

ᐅ Ongoing Operating Expenses for a Single-Family Home

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