ᐅ Ongoing Operating Expenses for a Single-Family Home

Hello dear community,

I would like to ask for information regarding ongoing operating costs for a single-family house.

We plan to build soon and want to test our debt service capacity. For this, I have also calculated ongoing operating costs:

Framework:

- 3 people (2 adults, 1 child)
- Single-family house, 160 m² (1722 sq ft) in Rhineland-Palatinate

I have calculated the following monthly costs:

Water	50.00 €
Waste collection fees	40.00 €
Property tax	25.00 €
Heating system / chimney sweep maintenance	20.00 €
Building insurance	85.00 €
Electricity	100.00 €
Gas	100.00 €
Broadcasting fee	20.00 €
Other housing-related costs: garden landscaping, repairs, reserves	200.00 €

Is this realistic? Is there a simplifying factor (cost per m²) that I could use for verification?

Have I missed an important cost item or anything else? I look forward to your input.

Thank you very much.

Best regards,
Ralf_1980

Gas costs are more likely between 60 and 700. Chimney sweeping is just under 100 every two years. Heating system maintenance contract here is 160 per year gross. Waste disposal is also too high, around 96 per year here. K.

Hi,

sorry, it was actually supposed to be a heat pump....

What about the total costs (about 650 euros per month, including reserves), is that realistic regardless of the individual items? I’ve read that a factor of 4 euros per square meter (4 euros per m²) is reasonable.

Thanks and regards
Ralf

Heat pump? Then there is no chimney at all, and the electricity bill will be higher.

Yes, that's correct, I accidentally copied this from an old file.

What would you estimate for electricity costs (after gas and chimney sweep expenses are removed)? Are the other costs reasonably calculated?

K.A. Have a gas boiler.