Hello dear community,
I would like to ask for information regarding ongoing operating costs for a single-family house.
We plan to build soon and want to test our debt service capacity. For this, I have also calculated ongoing operating costs:
Framework:
- 3 people (2 adults, 1 child)
- Single-family house, 160 m² (1722 sq ft) in Rhineland-Palatinate
I have calculated the following monthly costs:
Is this realistic? Is there a simplifying factor (cost per m²) that I could use for verification?
Have I missed an important cost item or anything else? I look forward to your input.
Thank you very much.
Best regards,
Ralf_1980
I would like to ask for information regarding ongoing operating costs for a single-family house.
We plan to build soon and want to test our debt service capacity. For this, I have also calculated ongoing operating costs:
Framework:
- 3 people (2 adults, 1 child)
- Single-family house, 160 m² (1722 sq ft) in Rhineland-Palatinate
I have calculated the following monthly costs:
| Water | 50.00 € |
| Waste collection fees | 40.00 € |
| Property tax | 25.00 € |
| Heating system / chimney sweep maintenance | 20.00 € |
| Building insurance | 85.00 € |
| Electricity | 100.00 € |
| Gas | 100.00 € |
| Broadcasting fee | 20.00 € |
| Other housing-related costs: garden landscaping, repairs, reserves | 200.00 € |
Is this realistic? Is there a simplifying factor (cost per m²) that I could use for verification?
Have I missed an important cost item or anything else? I look forward to your input.
Thank you very much.
Best regards,
Ralf_1980
Lumpi_LE schrieb:
without storage.
Without the photovoltaic system, electricity costs would be around €1400 (about $1500) per year, so roughly €100 (about $110) more per month. Wow, I currently pay €33 (about $35) per month for electricity in my 70m² (750 sq ft) apartment. If I move to a 110m² (1180 sq ft) house, I was hoping to manage with around €60 (about $65) per month. Is that realistic though, considering a gas boiler and no photovoltaic system?
With us, electricity costs increased beyond just the heat pump and controlled mechanical ventilation. Some electricity usage remains the same—if you cooked before, you still do. But, for example, the electricity for the gas boiler, which was previously included in additional costs, is now paid by us directly. The same applies to things like outdoor lighting, garden pumps, and so on. Around 60–70 liters (about 15–18 gallons) should be sufficient.
H
Hover198110 May 2019 15:05200€ building insurance
90€ contents insurance
Is it just me, or do the insurance costs for a house seem a bit low?
90€ contents insurance
Is it just me, or do the insurance costs for a house seem a bit low?
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