ᐅ Dissatisfied with new construction due to other options now available
Created on: 27 Sep 2021 12:51
C
Crossy
I was just about to create a second account for this thread, but in the end, I decided against it. I’m not even sure if this thread belongs in the financing section. The purpose of this thread is not to show off; I’ve been thinking about this for a while now, and my dissatisfaction is growing. Maybe some of you have had similar experiences, and I would be interested to know what you did.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
Crossy schrieb:
some gimmicks held back driver55 schrieb:
What exactly is being debated here? 😎 The question is whether a new house is really necessary just for some extra features.
The focus is on the “dissatisfaction” … with only about 10,000–150,000 more financial power.
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HilfeHilfe30 Sep 2021 05:56With 4,000 per month, I would consider other things like retrofitting a house.
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Oetzberger30 Sep 2021 06:53HilfeHilfe schrieb:
With $4,000 per month, I could think of other things to upgrade a houseA new bike every two months 😉 And once a year a new garage or garden shed to make space for more bikes.
Schimi179130 Sep 2021 06:57Oetzberger schrieb:
A new bicycle every two months 😉 And once a year a new garage or garden shed to make space for more bicycles.One could also consider, for example, early retirement.HilfeHilfe schrieb:
With $4,000 per month, I would come up with other ideas for upgrading a house. Go ahead, tell us.
Schimi1791 schrieb:
You could also consider early retirement, for example. Honestly, no. That dream of retiring early isn’t for me. I’m really too young for that, I enjoy my job and it’s a big part of my life. If that’s important to you, cut back now instead of saving, so you can leave earlier in 20 years.
Schimi179130 Sep 2021 07:29guckuck2 schrieb:
...
Honestly, no. That dream of early retirement isn’t for me. I’m really too young for that, I enjoy my job, and it’s also a meaningful part of my life. If that’s so important to you, reduce your working hours now instead of just saving, so you can retire earlier in 20 years.I wasn’t addressing you directly, nor referring to myself, but to the original poster ... 😉 Retiring 20 years earlier is probably a bit much 😀 As far as I know, the OP and their spouse already work part-time. Alternatively, the regular retirement could be more comfortable, although there’s surely a balance to be found between the present and the future.