Hello everyone, we are Ina and Philipp. We both want to take the next step and build our own home.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
Please read the first two threads from this link:
https://www.hausbau-forum.de/forums/Baukosten-Förderungen.180/
It’s best to take several lists and compare them with yours. Write down any additional items you have, mark off what doesn’t apply, and so on. Afterwards, for each item, note the quotes and prices, then calculate the total at the bottom.
https://www.hausbau-forum.de/forums/Baukosten-Förderungen.180/
It’s best to take several lists and compare them with yours. Write down any additional items you have, mark off what doesn’t apply, and so on. Afterwards, for each item, note the quotes and prices, then calculate the total at the bottom.
P
philipp199028 Aug 2019 16:36kaho674 schrieb:
Please read the first two threads from this link:
https://www.hausbau-forum.de/forums/Baukosten-Förderungen.180/
It’s best to compare multiple lists with yours. Note any additional items you have and cross out what does not apply. Afterwards, write down quotes and prices for each item and then calculate the total at the bottom. Thank you very much! The list will be created and then shared.
P
philipp199028 Aug 2019 17:30I have one more question. In our case, if everything goes as planned, the land purchase and house construction would be separate, but we would pay for both from the same fund.
The property transfer tax would still apply only to the land and not to the house and land together, correct?
The property transfer tax would still apply only to the land and not to the house and land together, correct?
philipp1990 schrieb:
But if the local authorities and offices really work that slowly, that’s understandable. This is not because the local authorities and offices are slow, but because these systems do not show planning rights. While the land register indicates the actual use at the time of the last survey, BORIS is based on statistical model analyses of purchase price data collections, which is why there are inaccuracies, especially in the peripheral areas. What both applications have in common is that they look at the past, not the future, unlike, for example, a land use plan, which apparently does not exist for your municipality. However, even the land use plan does not provide legally binding information on buildability but at least indicates a tendency.
philipp1990 schrieb:
Then I was told there is a supplementary statute. That would be something. But there is only one for another village in your municipality, at least online.
philipp1990 schrieb:
According to the owner, it says that the rear property boundary must be aligned with the neighbor’s boundary. That sounds quite unlikely since statutes cannot define property boundaries.
Nevertheless, I am fairly confident that you are allowed to build there, since there are two more houses further down the village on the opposite side of the street.
P
philipp199029 Aug 2019 18:00I have the ordinance here. I’ll summarize it:
For the XYZ area
1. Permissibility of Projects: Projects on plots within the spatial scope of this ordinance for the XYZ area are considered to be within the inner development area, belonging to the contiguous built-up part of the village XYZ, and are treated according to §34 paragraphs 1 and 2 of the Building Code. Projects are only permitted if the requirements shown on the site plan are met, they fit into the character of the immediate surroundings, and the infrastructure is secured.
2. Spatial Scope
3. Entry into Force
Justification:
The municipality can no longer offer building plots to interested parties. Therefore, the municipality decided to develop this supplementary ordinance, which was already proposed in the local development concept.
Once the ordinance becomes effective, building rights would be granted for approximately 5 to 6 residential buildings. On the opposite side of the street, there are also residential plots with houses that form the urban planning framework.
The affected area is currently farmland and is directly adjacent to the road. Built structures exist only underground in the form of a drinking water pipeline. From the street side, the area is therefore well and sufficiently accessible. Media-related infrastructure is located in the immediate vicinity and must be partially extended.
Definition of the scope – southern boundary is the street – on the west side the boundary is set so that the building line to the west ends at the opposite residential building and provides enough space for the necessary edge planting. This prevents the formation of a protruding “nose” in the outer area. To the north, the ordinance borders the boundary of the neighboring agricultural properties.
The building line has been set 10m (33 feet) back from the property boundary of the street and thus about 17m (56 feet) from the street centerline. This distance was chosen to minimize impacts from the street.
According to statements by the lower water authority and the regional government office, the ordinance area is outside of drinking water protection zones and designated flood zones.
Before starting infrastructure works, it must be checked whether there are any drainage systems within the scope. If so, suitable measures must be taken to preserve their functionality.
Regarding Infrastructure, the following is stated:
Road
The road runs along the street side in front of the ordinance area and thus provides access to the planned site. The sidewalk is partially constructed within the ordinance area as shown on the site plan. It would need to be extended, if necessary.
Drinking Water
Drinking water supply is secured. The municipality operates the network itself. The water main runs parallel to the street directly along the properties within the ordinance area. Connection of the plots is possible.
Wastewater
A separate sewer system exists in the street, to which the ordinance area is to be connected. Due to the shallow groundwater level, infiltration is likely to be difficult; therefore, rainwater may also be discharged into the sewer system. Connection of the village to the central sewage treatment plant is planned for 2007.
Electricity
Overhead power lines are located on the opposite side of the street, which can secure the supply. Concrete network measures by the utility will only be determined after the connection applicant or developer submits a load request. For planning and constructing a supply connection, an official application must be submitted based on which a cost estimate will be prepared. Performance status plans must be obtained before starting construction.
Natural Gas
Not available.
Telecommunications
Telecommunications facilities of Deutsche Telekom are located in the street and sidewalk area in front of the ordinance site. For telecommunication supply to the residential buildings, new lines need to be installed. Telecom must be notified at least 3 months before the start of construction. Regardless, the builders must independently apply for the provision of telecommunication facilities.
Open Points / Questions / Unclear Issues:
1. The neighbor has a bungalow, so a bungalow shouldn’t be a problem?
2. Boundaries – would the northern boundary be as assumed, the neighbor’s line?
3. Regarding drainage, who would bear the costs for the necessary measures?
4. Road infrastructure – currently there is no sidewalk; if it is extended as needed, who would bear the costs?
That’s it. Is there anything else I should consider or check?
Thanks to everyone who read this far!
For the XYZ area
1. Permissibility of Projects: Projects on plots within the spatial scope of this ordinance for the XYZ area are considered to be within the inner development area, belonging to the contiguous built-up part of the village XYZ, and are treated according to §34 paragraphs 1 and 2 of the Building Code. Projects are only permitted if the requirements shown on the site plan are met, they fit into the character of the immediate surroundings, and the infrastructure is secured.
2. Spatial Scope
3. Entry into Force
Justification:
The municipality can no longer offer building plots to interested parties. Therefore, the municipality decided to develop this supplementary ordinance, which was already proposed in the local development concept.
Once the ordinance becomes effective, building rights would be granted for approximately 5 to 6 residential buildings. On the opposite side of the street, there are also residential plots with houses that form the urban planning framework.
The affected area is currently farmland and is directly adjacent to the road. Built structures exist only underground in the form of a drinking water pipeline. From the street side, the area is therefore well and sufficiently accessible. Media-related infrastructure is located in the immediate vicinity and must be partially extended.
Definition of the scope – southern boundary is the street – on the west side the boundary is set so that the building line to the west ends at the opposite residential building and provides enough space for the necessary edge planting. This prevents the formation of a protruding “nose” in the outer area. To the north, the ordinance borders the boundary of the neighboring agricultural properties.
The building line has been set 10m (33 feet) back from the property boundary of the street and thus about 17m (56 feet) from the street centerline. This distance was chosen to minimize impacts from the street.
According to statements by the lower water authority and the regional government office, the ordinance area is outside of drinking water protection zones and designated flood zones.
Before starting infrastructure works, it must be checked whether there are any drainage systems within the scope. If so, suitable measures must be taken to preserve their functionality.
Regarding Infrastructure, the following is stated:
Road
The road runs along the street side in front of the ordinance area and thus provides access to the planned site. The sidewalk is partially constructed within the ordinance area as shown on the site plan. It would need to be extended, if necessary.
Drinking Water
Drinking water supply is secured. The municipality operates the network itself. The water main runs parallel to the street directly along the properties within the ordinance area. Connection of the plots is possible.
Wastewater
A separate sewer system exists in the street, to which the ordinance area is to be connected. Due to the shallow groundwater level, infiltration is likely to be difficult; therefore, rainwater may also be discharged into the sewer system. Connection of the village to the central sewage treatment plant is planned for 2007.
Electricity
Overhead power lines are located on the opposite side of the street, which can secure the supply. Concrete network measures by the utility will only be determined after the connection applicant or developer submits a load request. For planning and constructing a supply connection, an official application must be submitted based on which a cost estimate will be prepared. Performance status plans must be obtained before starting construction.
Natural Gas
Not available.
Telecommunications
Telecommunications facilities of Deutsche Telekom are located in the street and sidewalk area in front of the ordinance site. For telecommunication supply to the residential buildings, new lines need to be installed. Telecom must be notified at least 3 months before the start of construction. Regardless, the builders must independently apply for the provision of telecommunication facilities.
Open Points / Questions / Unclear Issues:
1. The neighbor has a bungalow, so a bungalow shouldn’t be a problem?
2. Boundaries – would the northern boundary be as assumed, the neighbor’s line?
3. Regarding drainage, who would bear the costs for the necessary measures?
4. Road infrastructure – currently there is no sidewalk; if it is extended as needed, who would bear the costs?
That’s it. Is there anything else I should consider or check?
Thanks to everyone who read this far!
philipp1990 schrieb:
1. The neighbor has a bungalow, so building a bungalow shouldn’t be a problem, right? Correct.
philipp1990 schrieb:
2. Boundaries – would it be as assumed – the northern line of the neighbor? That would be logical. However, the regulations do not prescribe property boundaries but rather building boundaries, specifically 17m (56 feet) from the center of the street. It would certainly help if you shared the site plan with the forum.
philipp1990 schrieb:
3. Regarding drainage, who would bear the costs for the measures? The party whose actions limit the functionality.
philipp1990 schrieb:
4. Road access – currently there is no sidewalk; if it is extended as needed, who pays? Ask the local authority, ask the neighbor; if in doubt, it’s probably you. If you find two others to join, the cost could be shared three ways.
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