ᐅ Dissatisfied with new construction due to other options now available
Created on: 27 Sep 2021 12:51
C
Crossy
I was just about to create a second account for this thread, but in the end, I decided against it. I’m not even sure if this thread belongs in the financing section. The purpose of this thread is not to show off; I’ve been thinking about this for a while now, and my dissatisfaction is growing. Maybe some of you have had similar experiences, and I would be interested to know what you did.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
I’m unhappy with our house. Not because it has any serious defects. It suits our current life situation, we have enough space, and next spring the garden will finally be finished and look great. Like many others, during the planning and construction phase, we set priorities because of our budget and gave up on some nice extras. Now, nearly 2 years after the financing was completed, our financial situation has changed significantly.
When we arranged the financing, I was just returning to work after my second parental leave, filling in as a temporary replacement during another parental leave. I knew the job was poorly paid (considering the required qualifications), but the overall package worked well, and I was confident I could manage it alongside the children. I always believed I would earn more in the long term and that this was only a transition back to work. Nevertheless, we based our financing on our income at the time because the financial future, even with good prospects, was uncertain. Therefore, we chose a more conservative approach and did not rely on future salary increases or push our budget to the limit.
Now, almost 2 years later, our financial situation looks completely different. I’m still with the same company but no longer in a temporary replacement role—I’m now a department head, and I have increased my working hours to fulfill this leadership position. Meanwhile, my husband has changed employers and was promoted. All in all, our combined income is about $4,000 more per month. And now I am annoyed by all the little things in the house that, in hindsight, wouldn’t have been a problem for us. With an additional $100,000–150,000, our house would be my dream home.
Many things cannot be retrofitted easily or without significant effort. I wish my dissatisfaction would fade over time so I could enjoy our very nice house and our financial freedom, but mentally I am thinking about selling and looking at plots nearby. My husband is bothered by a few things in the house as well but is generally more content and mainly wary of the hassle involved in building a new house.
SumsumBiene27 Sep 2021 19:41What is causing the contacts to fail?
I would base it on this: do you enjoy building?
You already answered that question above: no.
Then I would advise against it, especially nowadays when you can’t just easily find a great plot somewhere else.
Your flush doors won’t make any difference to your daily life – soon enough, you won’t even notice them.
Take care of yourself and change what can be changed.
I have now wasted 8 years on "living"... I know what I’m talking about (-;
You already answered that question above: no.
Then I would advise against it, especially nowadays when you can’t just easily find a great plot somewhere else.
Your flush doors won’t make any difference to your daily life – soon enough, you won’t even notice them.
Take care of yourself and change what can be changed.
I have now wasted 8 years on "living"... I know what I’m talking about (-;
Even though you say it’s not for self-promotion: My first impression was quite arrogant. You have been earning significantly more for 24 months now, and suddenly nothing seems right anymore.
You have a five-figure net income—do what you want. Do what makes you happy. If you can’t afford any extras, I don’t know who else can. Secure your income mutually. High flown, fallen hard—I hope that doesn’t happen to you.
You have a five-figure net income—do what you want. Do what makes you happy. If you can’t afford any extras, I don’t know who else can. Secure your income mutually. High flown, fallen hard—I hope that doesn’t happen to you.
H
Hausbautraum2027 Sep 2021 20:18I felt like I really understood you when reading your thread. Similar thoughts have been bothering us all the time, which is why we've already completed the things that are hardest to change later (the basement).
In the end, it will only come down to about 1,000€ net more, which my wife will most likely, but not completely certainly, earn within a year. Also, there will very likely be inheritances from houses in our expensive area at some point!!!
Then we would have spent years not living the way we wanted, even though it would have been possible without problems.
Corner windows, smart home systems, external blinds, a whirlpool bathtub, higher-quality kitchen and doors… we think about these points too (even though we earn significantly less ;-) ).
So, as I said, I actually totally get it!
But after looking at that thread with the 1,500 sqm (16,145 sq ft) plot and the amazing, spacious floorplans, I find it a bit strange to still be dissatisfied there ;-)
You certainly wouldn’t want to swap your 300 sqm (3,229 sq ft) plot and 80 sqm (861 sq ft) buildable area with us, even if we now had KNX...
In the end, it will only come down to about 1,000€ net more, which my wife will most likely, but not completely certainly, earn within a year. Also, there will very likely be inheritances from houses in our expensive area at some point!!!
Then we would have spent years not living the way we wanted, even though it would have been possible without problems.
Corner windows, smart home systems, external blinds, a whirlpool bathtub, higher-quality kitchen and doors… we think about these points too (even though we earn significantly less ;-) ).
So, as I said, I actually totally get it!
But after looking at that thread with the 1,500 sqm (16,145 sq ft) plot and the amazing, spacious floorplans, I find it a bit strange to still be dissatisfied there ;-)
You certainly wouldn’t want to swap your 300 sqm (3,229 sq ft) plot and 80 sqm (861 sq ft) buildable area with us, even if we now had KNX...
Bauer123 schrieb:
Even though you say it’s not for self-presentation: my first impression was quite arrogant. You’ve been earning significantly more for 24 months now, and suddenly nothing feels quite right anymore.
You have a five-figure net income – do whatever you want. Do what makes you happy. If you can’t afford every little luxury, then I don’t know who else can. Secure your income mutually. High flying, hard falling – I hope that doesn’t happen to you. Yes, that’s true and I am aware of that. It’s possible that we won’t always earn as much as we do now.
But I also see that about 2.5 years ago, when I returned to work after my second parental leave, I fell into the typical “mom trap.” The main thing was that the job should fit with the kids, without taking on too much.
Fortunately, due to various changes at my current company, that “mom job” situation was over after just six weeks. I was able to prove myself and suddenly realized that I also want to be professionally challenged while having children. It could have gone differently, and I might have stayed at the administrative level for the long term. That probably happens more often than what happened to me.
However, through further training, I will probably earn 1,500 to 2,000 more than my starting salary after parental leave, even in another company without a managerial position. On top of that, my husband has also had salary increases. Besides, neither of us work full-time. If one of us loses the good job, the other can at least partially compensate by increasing to full-time. And I don’t intend to use the extra income entirely for a new loan.
SumsumBiene schrieb:
What is causing the difficulties with making contacts? We moved in winter, just before the lockdown. At first, the children were not allowed to settle into their new kindergarten here. Although there was no emergency childcare in our state, they didn’t accept new children for settling in. We had to insist on it, and eventually, they started in March. After the Easter holidays, they finally began with a full group, in a truly normal setting. Both children were placed in the same group, but they struggled to integrate into the existing social structure, even though both had been very easygoing kindergarten children before. I can’t confirm the common belief that children settle in quickly.
Since summer, the eldest has been attending school. I believe things are improving now. In school, children come from various kindergartens, so there are no fixed cliques, and children tend to be more open towards others.
The younger one is also starting to interact more with other children at kindergarten since she can no longer cling to her older sister as much.
However, it was generally easier in our village. We were newcomers there too, but with babies, I was always able to make connections quickly—at the latest once they reached nursery age. Both children had active social contacts then.
They do have their own activities here (dance and horseback riding), but they don’t have as many playmates in the afternoons.
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