ᐅ Very High Humidity – Which Construction Method Is Suitable?

Hello everyone,
We are planning to build a house in a subtropical climate and are completely unsure about the construction method.
The "challenges" of the location are as follows:

- High humidity of around 95% (±) in summer (June-July-August), about 60% in winter
- Temperature variations: always 30 degrees Celsius (86°F) or more in summer, between 2-10 degrees Celsius (36-50°F) in winter
- Proximity to seawater (potential additional stress on building materials due to salt/sea air)
- Typhoons from September to the end of October
- Termites

Our main concerns are
- Mold
- Durability

It’s a bit like going to the doctor: four construction companies, five opinions.
We are leaning towards a concrete bunker.

If anyone has experience or a preference for one construction method over another (wood/concrete), we would appreciate your input.

Thank you in advance and best regards,
Markus

It is best to observe how houses are typically built in that area. The "locals" have the most reliable experience on site.