Hello everyone,
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
Nikless schrieb:
- Permission for probe drilling What for? If I understand correctly, it’s supposed to be more of a transitional house, and they don’t usually install geothermal systems there.
Even if you don’t want to hear it, rushing will only lead you to make the wrong decisions. You are already insufficiently informed and have the wrong idea in mind as a workaround.
My advice: Arrange for a temporary apartment. Meanwhile, continue planning your proper house sensibly and calmly. Anything else will only cost you a learning experience. Don’t make the wrong decision right from the start.
Take a deep breath and do the right thing.
My advice: Arrange for a temporary apartment. Meanwhile, continue planning your proper house sensibly and calmly. Anything else will only cost you a learning experience. Don’t make the wrong decision right from the start.
Take a deep breath and do the right thing.
Otherwise, if you don’t want to abandon the idea, then buy an existing property. How on earth do you come up with the idea of having a house built by a developer in 11 months when you can buy an existing home without stress? That’s the issue with “wrong ideas caused by time pressure”!
Regardless of whether it’s an existing property or a developer, your equity is not even enough to cover the additional purchase costs, so you will get poor financing conditions.
Just forget it!
Regardless of whether it’s an existing property or a developer, your equity is not even enough to cover the additional purchase costs, so you will get poor financing conditions.
Just forget it!
Well, the OP mentioned that there is no existing property available for purchase there.
I also see a temporary rental as the best approach, and then calmly monitor the market. There is no quick-build house – the market is too competitive and the craftsmen are fully booked.
I also see a temporary rental as the best approach, and then calmly monitor the market. There is no quick-build house – the market is too competitive and the craftsmen are fully booked.
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