Hello everyone,
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
@Nikless ... first of all, make sure to understand which deadlines apply and how precise everything has to be. A potential personal use is not yet a valid reason for termination.
summarizes this quite well.
Ratgeber.immowelt.de/a/Kündigung-wegen-eigenbedarf-so-sollten-Vermieter-vorgehen.HTML summarizes this quite well.
Thanks for the link. The landlords sold their house on that date. They might want to build or buy something suitable for their age during that time. If that doesn’t work out, we will be given notice. The notice period is 3 months. That doesn’t leave me much time to react, so I’d rather act now. I just found a plot of land with 500 m² (about 5,400 sq ft) for 200,000. That’s definitely pushing the limit, but it’s very well located. Then a cheap house for 300,000 on it, and it would work. I’m also willing to take on a bit more risk with the financing. I can handle monthly payments up to 45% of my 5,500. That also motivates me to reduce it back to 35% through work. I’ll go to the bank and see what they offer me. I’m very curious.
It will be tight to nearly impossible to find a plot and construction partners, submit the building permit / planning permission, and complete the build in less than a year.
I would still recommend researching whether this is really feasible and what happens if you don’t move out. Your current landlords will probably be willing to negotiate if it takes 2 or 3 months longer.
I would still recommend researching whether this is really feasible and what happens if you don’t move out. Your current landlords will probably be willing to negotiate if it takes 2 or 3 months longer.
I will see how long it takes until I have something ready for signing and then carefully consider whether I want to proceed. Is there a checklist for inspecting a plot of land? For myself, I have:
- Electricity
- Sewage system
- Internet
- Traffic volume
- Neighbors
- Accessibility in winter
- Soil condition (how is this assessed?)
- Permission for probe drilling
- Current development / vegetation
- Sun exposure / shading
- Slope / dimensions / shape
- Zoning plan / building envelope (building permit / planning permission)
This is what came to mind so far. What else should be considered?
Best regards
- Electricity
- Sewage system
- Internet
- Traffic volume
- Neighbors
- Accessibility in winter
- Soil condition (how is this assessed?)
- Permission for probe drilling
- Current development / vegetation
- Sun exposure / shading
- Slope / dimensions / shape
- Zoning plan / building envelope (building permit / planning permission)
This is what came to mind so far. What else should be considered?
Best regards
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