ᐅ Purchase the plot of land separately from the developer

Luxomax schrieb:
We will buy the plot of land separately from the developer, who will then build the house on it.

Advantages:
- None? (If, after purchasing the land, you had the freedom to choose any developer or even build with an architect, this would certainly be a significant advantage. In particular, you would avoid paying double property transfer taxes. However, in practice, the land seller is unlikely to agree to such a deal.)
Disadvantages:
- You will then be the landowner with all associated rights and, above all, responsibilities.
- You will no longer benefit from the advantages of a legally secured developer contract, without actually being "developer-free."

Why does the developer want to do it this way?

The plot is fully serviced in a new development area.
I’m not sure why it’s offered that way; I could inquire further.
There is basically a land purchase agreement, a trades contract, and an architect contract. The first one is notarized.
That’s too much detail for now...

Luxomax schrieb:
The plot is fully serviced in a new development area.

It was the same for us, but the reallocation of the servicing was still not completed (and still isn't after about 3 years). The landowner has to pay – even if ownership changes. Therefore, I would make sure this is guaranteed in the notary contract so that you do not have to pay.

I would buy the plot of land first, have an architect of your choice create designs for your dream house, decide on the specifications, and then approach different construction companies to get their quotes. Only by doing this can you compare prices accurately, provided that the same house design and comparable additional costs are included. Having multiple offers in hand gives you much better leverage to negotiate prices, rather than committing beforehand. It is also better to negotiate the price for a fully planned house than to have to make many costly changes or upgrades after signing the contract. Additionally, if a building company other than the developer is involved, you might benefit from a lower property transfer tax, since this tax would only apply to the land purchase and not the house construction, which can quickly save around 15,000 euros.

However, the seller will want the other contracts signed before the notarized certification of the land purchase agreement.

jx7 schrieb:
I would buy the plot, have designs for your dream house created by an architect of your choice, decide on the fittings, and then approach various builders to get quotes

That would be the ideal process!

Musketier schrieb:
However, before the notarial certification of the land purchase contract, the seller will also want the other contracts to be signed.

And precisely because of this, the question arises why the client should bite the bullet in this situation. In my opinion, they only face disadvantages and no benefits. If the developer insists on this, it might be better to walk away from them altogether...