ᐅ Building a House at 21 Years Old... Too Young?

Created on: 1 Aug 2019 10:35
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daniel400
I’m not quite sure how to start this thread properly. I hope I’m in the right section. I’ll just begin.

I’m still quite young, but I have always decided that only a prefabricated house is an option for me. My interest is not just for a few months, but rather spans several years, as I am planning my future with a long-term perspective. I want to build early because I want to pay off the house as soon as possible. I have already visited several well-known prefab house companies and have been really impressed. Since we don’t live far from a company headquarters (Frankenberg), I have also visited model homes several times.

Having a steady job with a regular income is, of course, a requirement that I meet.
I already have a plot of land, so I don’t have to worry about that.
Equity will also be available.

My question is simply whether there are other young homebuilders here who might share their experiences with me. Perhaps there are also recommendations on whether my decision to take on such a commitment so early is the right one or not.

Thanks in advance for any help.

Greetings from Hesse!
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Ben-man
17 Sep 2020 09:30
Tassimat schrieb:

where you have a lot of flexibility and no problems getting shoes from the utility room or elsewhere

Did you have more than one pair of shoes at that age?
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Tassimat
17 Sep 2020 10:18
Climbee schrieb:

I honestly find the debate about whether someone in their early 20s should just accept some planning mistakes to be silly. Even in your early 20s, you can and want to try to get the best possible outcome.

The best outcome in your early 20s is different from the best outcome at 25, 35, or 50. I think the term "planning mistake" is totally misplaced. This is exactly the kind of narrow-mindedness I was referring to. People try desperately to find an unknown and constantly changing ideal. Does everything else automatically have to be bad? No, it doesn’t! Different does not mean worse and definitely not a planning mistake. A planning mistake would be, for example, if there were no entrance hall at all.

Believe it or not, there are people who adapt flexibly to the circumstances and are perfectly happy with that.
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hampshire
17 Sep 2020 10:45
Climbee schrieb:

I find the discussion about whether someone in their early 20s should just casually accept planning mistakes a bit silly, to be honest. Even in your early 20s, you want and can try to achieve the best possible outcome.

You are right. Even at an older age, you have to accept planning mistakes and the consequences of your own decisions, because they do happen.

I don’t see money as something strict. Amounts are relative, and some people in their early 20s already have significant capital and/or strong financial and social security backing.

When I was 25 years old, I initially went bankrupt due to being resistant to advice and blind optimism. That’s my “negative house” – paid for but never built. A mistake to learn from. Could someone else at 25 have done better than I did back then and turned the idea into a big long-term success? It’s possible, and then they should go for it. Financial mistakes can be fixed.
Climbee17 Sep 2020 10:54
hampshire schrieb:

Even at an older age, you have to accept mistakes in planning and the consequences of your own decisions, because they do happen.

Exactly. I currently have a perfect example of realizing, after turning 50 and having just built a house, that I might have approached things differently:
we decided against a masonry heater because we’re both working full-time and leave the house early and come home late. A heating system that includes a masonry heater seemed too complex for our schedule.

Then: COVID-19!
We’re both working from home now—if we had known this, we might have chosen a different heating concept.
And that’s less than a year after moving into our new house!
That doesn’t mean we’re unhappy (well—I’ve always wanted a stove, which I don’t have now), but it just shows that no matter how well you plan, life takes its own course.

And this happens even beyond the age of 50!
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pagoni2020
17 Sep 2020 10:59
Tassimat schrieb:

The optimal solution in your early 20s is different from the optimum at 25, 35, or 50. I find the word "misplanning" totally misplaced. That’s exactly the kind of narrow-mindedness I meant. People try desperately to find an unknown and constantly changing optimum. Is everything else necessarily bad? No, it isn’t! Different doesn’t mean worse, and it’s certainly not misplanning. It would only be misplanning, for example, if there were no hallway at all.

Believe it or not, there are people who adapt flexibly to their circumstances and are completely happy with it.
I feel exactly the same way.
It is undoubtedly true that there are cardinal errors. But such a cardinal error doesn’t arise from the placement of the refrigerator or the choice of the heating system. I know people who probably didn’t make the smartest heating choice but are totally satisfied and just don’t want any trouble, even if they pay a few euros more... so what? People clearly overpay for things because searching and checking causes them stress, while others like to research and compare... both approaches are perfectly fine.
I often see that people try to adjust things to a standard or insist that things only make sense one way or the other.
Yes, my refrigerator is in the dining room, and I like it there. I see big advantages in a house with radiators rather than underfloor heating, I’d rather spend money on a piece of furniture than on a garage... and so on. That’s ME, and people of the same age group find that crazy. So an age group does not necessarily share the same perspective.
“God has created a great zoo,” and luckily we are all so different. The older person is “cooler” than the youngster and vice versa; the woman can lay bricks better than the conceited man, etc., but he sings better.
I can only fully agree with @Tassimat and never understand the compulsive categorizing or generalizing of people based on their age, profession, or anything else.
I often walk through new housing developments or visit new buildings and shake my head while the owner beams with happiness. Where are those 101% perfect houses with the over-optimized floor plans?
The real question is: why can’t I be satisfied, or why should I like what someone else likes?
If the original poster is happy, they are probably at the top when it comes to quality of life here and smile at some comments because they feel completely comfortable. They will think about everything else later when it becomes relevant and adapt as needed.
We’re about to build our endlessly optimized house, and I constantly wonder what else I could optimize beforehand.
Thirty years ago, I built blindly, spent a lot of money on all kinds of things, but half of the house had only a mediocre floor plan, while I always found the other part fantastic.
In the end, I always loved living there; I’m not sure if it will be the same in the new house... I hope so... and so I optimize... read... doubt... and optimize again...
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exto1791
17 Sep 2020 11:05
This discussion has become much bigger than intended, in my opinion…

The original poster (OP) was asking for our help—improvements, opinions, etc. I think it’s useful to “open their eyes” and say something like: Hey, you want children, so here’s a tip: do this or that in the nursery. Or: here are issues you’ll face later that mean you’ll need more space here and there. It’s meant as well-intentioned advice, not to say that no one is allowed to make mistakes.

At that age, people don’t usually think about the future—that’s the “problem.” Because of that, the OP might regret not having a coat rack or never having space for one in a few years! That could happen, right? That’s why we point it out to them! I suspect people here just want to offer tips to prevent the OP from being unhappy in the future. This is about optimization and thinking ahead. Everyone makes mistakes, of course, but it’s about avoiding those mistakes that the OP may only realize after reading the advice here—ones they don’t currently see but might understand once they consider it.