ᐅ We are planning to build in 2022; the planning phase is beginning.

Ybias78 schrieb:

I just assume on this forum that no matter what offer you post, it will be picked apart. You can’t please everyone. The most important thing is that we are satisfied and feel good about it.

@Ybias78 I don’t see it as anyone trying to pick apart your posts. I think people just want to make you aware of these things so you pay close attention. You now have a good overall feeling, and you’ll proceed with this provider. They are not trying to deceive you, but it still makes sense to know these small details and not rely solely on such descriptions.
Happy weekend –

PyneBite schrieb:

You just want every little detail to be confirmed by the forum. You come across as anxious and nervous.

… which isn’t wrong at all, and no one has to read or even reply if they don’t want to.
It’s better for someone to admit uncertainty than to pretend to know when they are completely clueless. There are plenty of those around the world, and I find that much more dangerous.

Ybias78 schrieb:

It’s not about keeping the money. It’s about investing the money elsewhere in the house, for example, upgrading materials.

I understood that already. However, you specify your financing application with intended use descriptions that form part of the basis for the loan approval decision. By doing so, you commit to creating the loan collateral value in the manner described. What you are describing provides grounds for immediate termination due to the loss of the contractual basis in the described form as well as for a serious breach of trust, and in my opinion, also constitutes fraud combined with document falsification. You cannot unilaterally dispose of the funds; the loan application outlines a joint project: “the use of the bank’s money for the construction of a specific collateral property.” You must not act against good faith in this regard.

Ybias78 schrieb:

But if I only submit the general contractor’s quote, then some items are missing that can only be priced after finalizing selections. Maybe I’m mistaken.

You definitely are. Because nobody—even a bank employee, not even from the local savings bank—would seriously estimate unknown amounts as zero. Realistic estimates belong there. Buffers are needed for other things, namely unexpected price increases (for example, if the tiling trades union negotiates an eight percent wage increase). But I don’t see any sudden additional need on your part for, say, gold plating the outdoor faucet, or what kind of worst-case scenario are you expecting with your final selections?

K1300S schrieb:

Above all, people expect a quick contract conclusion since, very often, the key deciding factor among several offers is simply the number “at the bottom right.”

That would mean a provider would trade off price-sensitive customers’ loyalty just to win them more easily by price, and those customers certainly won’t recommend them to their friends. The reputation such a provider can earn with this clientele depends largely on the accuracy of the “number at the bottom right.” Only a big name with a large marketing department can afford that this figure is “as fake as a printed lie,” since such marketing capacity is an essential condition for the survival of a brand using the “burn and run” sales method. The construction company Jupp Schmitz & Son from the neighboring town cannot operate like that, otherwise it would never have become “& Son.”

OWLer schrieb:

I wouldn’t settle for a 35°C (95°F) supply temperature. Ask them to offer 30°C (86°F)!

Far from heating installation being my specialty, I get the impression it is not the preferred general contractor’s specialty either. That’s why I already recommended to the original poster (via private message) to consider subcontracting this trade. A good general contractor doesn’t have to be a universal jack-of-all-trades, and everyone probably has their weak spots.

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Ybias78 schrieb:

Sure. But at what height? I’m going to add a buffer for that.

You only know that after the final selection process. Estimating an amount beforehand can easily go wrong.

No, there is a reliable basis here from which all wall and floor surface areas can be calculated, and a brochure from Bauhaus, Hornbach, or OBI is usually delivered several times a month in a so-called newspaper. These contain the square meter prices of tiles for publicly insured patients and for privately insured ones, so determining the price difference is not just guesswork.

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https://www.linkedin.com/company/bauen-jetzt/

OWLer schrieb:

Everyone is entitled to their opinion.

When it comes to comparing the construction specifications, I have clearly shared my thoughts on the points mentioned. I consider them secondary.

What about the electrical plan, such as the number of outlets per room, network connections, lighting, outdoor sockets, underground cables, etc.?
What standards are being used for the plumbing fixtures, and have you actually seen them in person? Has a comparison been made with the required specifications?

I would pay significantly more attention to these issues than to the foundation slab in waterproof concrete, or whether someone is walking through the house for the final inspection with a thermal imaging camera, which usually doesn’t result in any changes because the exterior plaster is already applied. With other general contractors, the foundation slab will also be structurally sound, and water will not push through the floor into the house.

Note: I wouldn’t settle for a flow temperature of 35°C (95°F). Make sure to negotiate for 30°C (86°F)!

It does say something about 28/35 degrees. I still need to clarify that.