Hello everyone, we are Ina and Philipp. We both want to take the next step and build our own home.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
P
philipp199029 Aug 2019 22:59Escroda schrieb:
Correct.
That makes sense. However, the local regulations don’t specify property boundaries, but building lines, specifically 17m (56 feet) from the center of the street. It would definitely be helpful if you could share the site plan with the forum.
The one who restricts functionality.
Ask the municipality, ask the neighbor; if in doubt, you. If you can find two others to join, the responsibility could be shared three ways. Of course, the site plan is not being withheld – see attachment.
Unfortunately, it’s quite large, so I could only take a photo instead of scanning it.
I’m still waiting for a callback from the mayor regarding the municipality.
P
philipp199030 Aug 2019 08:40kaho674 schrieb:
I would actually try to avoid discharging rainwater. Where we are, you end up paying for every drop of rain. Not sure how it is where you are.How is this prevented? With a cistern or a well? Are they connected to the gutter?
philipp1990 schrieb:
How is this prevented? With a cistern or a well? Which are connected to the rain gutter? It always depends on the local conditions. If I understand correctly, your groundwater level is so high that the soil cannot absorb any more water. That’s obviously inconvenient. Whether there are still options available, you should ask the experts. I don’t have a clear answer on that either. Maybe discharging water is free in your area—you’d have to check on that as well.
The fact is, water is already a valuable resource here. In the future, it will likely become even more critical for most people. I could imagine farmers might claim the groundwater for themselves and private households might face bans on well use to ensure food supply. In that case, a rainwater cistern could be very useful.
P
philipp199030 Aug 2019 11:11kaho674 schrieb:
It always depends on the local conditions. If I’m reading this correctly, your groundwater level is so high that the soil cannot absorb any more water. That’s obviously problematic. Whether there are still options, you need to ask the experts. I don’t have a clue about that either. Maybe discharging the water is free in your area – but you’ll have to check on that first.
The fact is, water is already a valuable resource where I am. In the future, it will probably become an even bigger issue for most people. I can imagine that farmers will claim the groundwater for themselves and private individuals might be banned from using wells to ensure food security. In that case, a rainwater cistern could be a good solution.I was just told that wastewater disposal doesn’t cost anything because the wastewater meter runs together with the water meter. Therefore, discharging the water won’t cost anything since we are not drawing any “fresh water.”
I believe this is incorrect information. The relevant source should be
Zweckverband Abwassergruppe Dübener Heide, Bad Düben, Nordsachsen District
"Wastewater and Fee Regulations" dated April 19, 2012, page 11
§ 25 Fee basis for stormwater disposal (1) The wastewater fee for the partial service of stormwater disposal is based on the volume of stormwater generated on the property connected to the public sewer system and discharged into the public sewer system. Properties designated for public traffic according to § 2 of the Saxon Road Act (SächsStrG) are exempt from the wastewater fee for the partial service of stormwater disposal.
The basis for the wastewater fee for the partial service of stormwater disposal is the sealed surface area of the property and the type of sealing. The sealed surfaces of a property (§ 26 para. 1) are multiplied by a factor determined according to the level of water permeability and evaporation for each type of sealing (§ 26 para. 2). ...
§ 26
...If it can be proven in individual cases that not all stormwater from the area underlying the fee assessment (paragraphs 1 and 2) is discharged into the public sewer system in a permissible manner, the wastewater fee shall be appropriately reduced upon written request by the property owner, leaseholder, or other person with a real right for building use. In this process, the sealed areas of the property that are wholly or partially, permanently or temporarily, not drained into the public sewer system must be taken into account. § 24 para. 4 applies accordingly.
The property is presumably within their jurisdiction, correct?
Zweckverband Abwassergruppe Dübener Heide, Bad Düben, Nordsachsen District
"Wastewater and Fee Regulations" dated April 19, 2012, page 11
§ 25 Fee basis for stormwater disposal (1) The wastewater fee for the partial service of stormwater disposal is based on the volume of stormwater generated on the property connected to the public sewer system and discharged into the public sewer system. Properties designated for public traffic according to § 2 of the Saxon Road Act (SächsStrG) are exempt from the wastewater fee for the partial service of stormwater disposal.
The basis for the wastewater fee for the partial service of stormwater disposal is the sealed surface area of the property and the type of sealing. The sealed surfaces of a property (§ 26 para. 1) are multiplied by a factor determined according to the level of water permeability and evaporation for each type of sealing (§ 26 para. 2). ...
§ 26
...If it can be proven in individual cases that not all stormwater from the area underlying the fee assessment (paragraphs 1 and 2) is discharged into the public sewer system in a permissible manner, the wastewater fee shall be appropriately reduced upon written request by the property owner, leaseholder, or other person with a real right for building use. In this process, the sealed areas of the property that are wholly or partially, permanently or temporarily, not drained into the public sewer system must be taken into account. § 24 para. 4 applies accordingly.
The property is presumably within their jurisdiction, correct?
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