ᐅ Listing of monthly utility and operating costs. Is there anywhere I can find something like this?
Created on: 14 May 2018 12:25
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DanielaS
Hello everyone,
I’m not sure if this is the right place to ask, but no other category seemed to fit this topic.
My question is for those who have recently moved in or have been living in their houses for a while: What are your monthly ongoing costs, and how are they made up?
It might be helpful to include details like the size of the house, how many people live there (and their ages), the country you live in, etc.
I’m thinking of all regular expenses related to the house, such as electricity, water, waste collection, taxes, insurance, and so on. It would be great if someone could share their experience. If there is already a list of such costs somewhere, I’d appreciate a tip on where to find it.
Thanks!
Daniela
I’m not sure if this is the right place to ask, but no other category seemed to fit this topic.
My question is for those who have recently moved in or have been living in their houses for a while: What are your monthly ongoing costs, and how are they made up?
It might be helpful to include details like the size of the house, how many people live there (and their ages), the country you live in, etc.
I’m thinking of all regular expenses related to the house, such as electricity, water, waste collection, taxes, insurance, and so on. It would be great if someone could share their experience. If there is already a list of such costs somewhere, I’d appreciate a tip on where to find it.
Thanks!
Daniela
Back to the topic: I didn’t say that I would only save 1€ for the next 30 years. This amount needs to be adjusted over the years and is really just for the house.
The money for this is now in the construction account, which is now a regular checking account.
And yes, we still have over 1000€ (about 1100 USD) left each month, which goes into the savings account for the garden, car, and other expenses.
The money for this is now in the construction account, which is now a regular checking account.
And yes, we still have over 1000€ (about 1100 USD) left each month, which goes into the savings account for the garden, car, and other expenses.
Hmm, I don’t necessarily think it’s needed –
My father always said: your school or university studies are your job, so you should study properly to get through quickly and not dawdle. That way, you don’t need to work at the same time. What I received wasn’t generous, but sufficient. And I learned to manage only the money I actually had. That worked fine, and even though I started working relatively late, I still know how to handle money 😉
On the topic:
We haven’t finalized this yet, but I think it would make sense to set up a separate account or sub-account for it, with a standing order from the salary account right away.
My father always said: your school or university studies are your job, so you should study properly to get through quickly and not dawdle. That way, you don’t need to work at the same time. What I received wasn’t generous, but sufficient. And I learned to manage only the money I actually had. That worked fine, and even though I started working relatively late, I still know how to handle money 😉
On the topic:
We haven’t finalized this yet, but I think it would make sense to set up a separate account or sub-account for it, with a standing order from the salary account right away.
C
chand198616 May 2018 13:03To Topic: I would generally recommend a savings rate that covers both reserves for the house and wealth building. If something needs to be done on the house, you can simply use what is needed from that. I wouldn’t set up a separate account for this. Especially since I wouldn’t keep money for renovations over 15+ years in a savings account—that’s not sensible in my opinion.
And when special expenses arise for children’s education or university studies, that’s just how it is, and the wealth building will be smaller accordingly—that’s life, and children give meaning in a non-monetary way.
And when special expenses arise for children’s education or university studies, that’s just how it is, and the wealth building will be smaller accordingly—that’s life, and children give meaning in a non-monetary way.