ᐅ Is the fire risk higher in a wooden house compared to a masonry building?

Hello and good morning,

I hope someone is here this early and can help me.
We might consider buying a wooden house, but we are worried that it might catch fire easily.
Is the fire risk higher compared to a standard house or not?

Thank you

We are currently building a wooden house. In terms of fire protection, our insurance rating is no worse than that of a regular building. The fire resistance class is at least F30.

The main issue in a fire is not the building itself but what is inside. The smoke gases are the real danger. It is advisable to invest generously in smoke detectors.

The idea that candlelight is a major risk is nonsense. Most wooden structures have walls that are normally plastered or covered with wallpaper. I consider the combination of stove and cooking oil to be far more dangerous. Or a hairdryer in the bathroom.

The main problem in a fire is primarily all synthetic materials, such as cables, insulation, etc.

A brief additional note on fire risk
While reviewing my documents, I came across the specifications for the exterior wall again. The outermost layer is made of wood fiber material and has a fire resistance rating of F90.

So, there are no disadvantages compared to brick walls. This would even be suitable as a fire-rated partition wall in a multi-family building.