ᐅ Brick or timber house

Hello everyone, this is my first time here. I’ll keep it brief.
Until now, I was a complete fan of brick houses. Somehow, I associated wooden houses with “cheap, not durable, no good, etc.”

For the past few weeks, I have been researching wooden houses and learned that:
- They last longer
- They save a lot on energy costs (up to 400€ per year)
- They are usually more expensive than a brick house of the same size
- Banks assign them a higher loan-to-value ratio (or something like that)
- In case of fire, they are even safer than brick houses (I would have bet a lot against this)

I wonder: is all of this true?

Looking forward to your answers.

I just browsed through the "Related Topics." There isn’t a single answer to any of the "wood house topics"!? Hmm, interesting. What could be the reason for that?

And another advantage (I forgot to mention)
- the resale value of a wooden house is higher

Why should a wooden house last longer? Both types will definitely outlast you, and who knows, in 50-100 years it might be demolished anyway.

Practically all newly built houses save on energy costs...

The issue with the mortgage lending value is true, although of course it depends on the bank.

Why is it safer in case of fire? The repair of fire-fighting water damage might be more expensive.

Where is the promotional link? I rarely have read such nonsense.

Der Da schrieb:
Where is the promotional link? Rarely have I read such nonsense.

Exactly.

- Lasts longer
Both houses will outlive you.
- Saves huge energy costs (<=400€ / year)
Compared to what?
- Is “usually” also more expensive than an equally sized brick house.
What do you mean by usually?
- Has a higher “loan-to-value ratio” at the bank (or whatever it’s called)
????
- Is even safer than a brick house in case of fire (I would have bet a lot against that)
Where did you read that?