ᐅ How much does a turnkey prefabricated house with a granny flat cost?

Created on: 22 Jun 2021 21:45
J
Johnny87
Good evening,

We are planning to build a prefabricated house but are unsure about the potential costs.

Here are the main details:

- A serviced building plot is available in the 61440 area
- The granny flat (or secondary apartment) should be 30-50 sqm (323-538 sq ft), with the rest of the house starting at 80 sqm (861 sq ft). So a total of at least 110 sqm (1184 sq ft).

What is a realistic price range for a turnkey prefabricated house? We were thinking about 250,000-300,000 euros.

Additional question: There seem to be countless websites on this topic. How can you find (reputable) providers offering prefabricated houses that meet the criteria mentioned above? Is there perhaps a list or a filter system that only shows prefabricated houses with granny flats?

Thank you in advance for your help!
i_b_n_a_n24 Jun 2021 04:50
That is exactly what a mortgage life insurance policy is intended for.
Z
Zaba12
24 Jun 2021 05:55
i_b_n_a_n schrieb:

That’s exactly what a residual debt life insurance is for

In principle, yes. I have to say that if my direct bank hadn’t required a residual debt life insurance (RDI) for the loan, we probably wouldn’t have taken one. What I also noticed is that linear decreasing RDIs over 20 years—which matches the fixed interest period—quickly become more useless than useful, even if you insure the full loan amount. Plus, I’d like to see anyone over 67 getting an RDI for more than €300,000 (around $320,000). I just checked—it costs about €300-400 (around $320-430) per month :p
T
Tassimat
24 Jun 2021 08:22
Zaba12 schrieb:

When it comes to age and the likelihood of dying earlier than a 40-year-old, it doesn’t matter whether someone is a retiree or a pensioner.

Actually, as far as I know, there are significant differences even after death. Survivors of pensioners are generally better off because the pension is not offset against a retirement pension. If both were regular employees, survivor benefits are offset by the pensions, and after the spouse’s death, there are significantly more deductions.
D
driver55
24 Jun 2021 12:33
Zaba12 schrieb:

When it comes to age and the likelihood of passing away sooner than a 40-year-old, it doesn’t matter whether someone is retired or a pensioner. Dead is dead. Debtor gone. Loans outstanding and uncollectible claims on the books.
The pensioner can definitely pay off debts much faster. This is probably because they were always faster at their job than a regular worker. The question is just, faster at what? 😀