Hello everyone, we are Ina and Philipp. We both want to take the next step and build our own home.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
We are intentionally moving away from the big city back to the countryside (Ina comes from a rural area). Perhaps some of you remember we have posted here before and shared some bad experiences with looking for land. Thanks to your advice, we quickly figured out what to watch out for. We want to actively share our journey toward homeownership here and are grateful for any tips and tricks.
What is the current status?
We are currently in contact with an owner (over 70 years old) of a plot of land who is willing to sell us 1,400 square meters (15,070 square feet) for 50,000 euros. All utility connections except for gas are already available at the site. The land is currently farmed as agricultural land. The plot is located next to a low-traffic federal road.
Yesterday, we spoke with potential neighbors. They also bought from this gentleman in 2011 and are still very satisfied with the quality of living and housing in the area. The neighbors were in the same situation back then—the land was also used as farmland.
Next Tuesday, we have an appointment with the bank. We will discuss whether to finance the land or possibly pay in cash. The advisor told us on the phone yesterday that we should generally consider paying for the land in cash rather than financing it.
If everything goes well, we will call the owner on Tuesday and hopefully tell him that we want to buy the land. He said yesterday he would then send us all the documents.
We have a specific idea we want to realize: a bungalow (the neighbor’s house is already a bungalow) modeled after a Swedish-style home.
Currently open questions:
Do you already have any advice on what we should pay attention to?
I (Philipp) have some doubts and would prefer to finance the land because the €50,000 should serve as equity/reserve for building the house.
There is a sewage access point right at the edge of the property. The owner said—if I understood correctly—that he would also talk to the water utility company to see if we would not have to buy that part of the land.
Thank you very much for reading this far. We wish you a nice weekend and will continue to report here openly and regularly. We appreciate any feedback or suggestions on things we can clarify early on.
P
philipp199024 Aug 2019 23:01Schlenk-Bär schrieb:
04849 is in Saxony. Try entering "Geoportal Saxony" into a search engine of your choice and browse around a bit. You’ll find a lot of useful information—especially about whether the land is designated for building and if there is a zoning plan.Thanks for your reply. I took a look, and according to the geoportal, there is only one cadastral parcel number, or is it because the survey is still missing as with 88/17? How can I tell if it is building land? I’ve attached a file showing what it looks like. The gentleman said we can build up to the height of 88/17. Those would be the neighbors with the bungalow. The width would be up to us; building up to the edge of the village is possible.
My questions now are: Is this really building land? After the survey of this section, will a separate cadastral parcel with its own number be created? 88/16 seems to be the parent parcel, and would the building plots be cut out of it following the survey?
I hope this is not written too confusingly.
S
Schlenk-Bär24 Aug 2019 23:24philipp1990 schrieb:
Thank you for your reply. I took a look at it, and according to the geoportal, is there only one parcel number, or is it like 88/17 where the survey is still missing? How can I tell if it is building land? I’ve attached a file showing what it looks like. The gentleman said we can build up to the height of parcel 88/17 at most. Those are the neighbors with the bungalow. The width would be our concern; it could extend up to the town entrance.
My questions now are: Is this really building land, and after surveying the section, will there be a separate parcel with its own number? 88/16 seems to be the parent plot, and will the building plots be subdivided from this through surveying?
I hope this isn’t too confusingly written.
[ATTACH alt="73EC01F8-6E28-4057-9E15-3EF6844CBB84.jpeg"]37796[/ATTACH]At the bottom, go to Map Content => Planning => Land Use Plans; turn on the legend, if it’s pink then it is residential building area.P
philipp199025 Aug 2019 07:52Schlenk-Bär schrieb:
At the bottom, click on Map Content => Planning => Land Use Plans; activate the legend, if it is pink then it indicates residential building area Andre77 schrieb:
@philipp1990 please take a look here, or try searching online for "Boris Sachsen"
there you will also find the standard land value and whether the land is ready for building Thank you both, I have checked both sources and the result is that in the Geoportal and on Boris Sachsen the area is classified as agricultural land.
What surprises me is that on Boris Sachsen the neighbor’s property is not shown as building land, but on the Geoportal it is. I attached a comparison.
How and where can I next verify if it will be designated as building land and who makes that decision?
Why is the neighboring plot marked once as non-building land and once as building land?
philipp1990 schrieb:
How and where can I check next if a plot will be designated as building land and who is responsible for deciding this?The building authority in your area of Saxony should be reachable by phone five days a week and usually offers one or two days with open consultation hours.P
philipp199025 Aug 2019 08:18ypg schrieb:
The building authority should also be reachable by phone five days a week in your area in Saxony, and they should offer one or two days of open consultation hours.Okay, thank you very much. I will do my homework tomorrow and call them again. It’s quite strange why the report says that the neighboring plot is not a building site, even though the house has been there since 2011.