Hello dear forum,
My partner and I plan to move into our own home in 2016, or at the latest in 2017. We are from Saxony-Anhalt and want to build within the Halle / Saale area. We are both 27 years old and have a small son (1 year). Currently, we pay around 500 € (about $530) monthly rent excluding utilities for our apartment. We currently have about 20,000 € (approximately $21,000) in savings, which could increase to around 30,000 € (about $32,000) by the end of 2016. Our monthly income totals approximately 3,500 € (around $3,700).
Should we start looking for a suitable plot of land now, or wait until the end of next year to save more equity? Another question is, where can you actually buy land? We would like to handle everything through a prefabricated house provider. Should we also have them assist us in finding a suitable plot? How much house can we approximately afford?
We would like around 125 m² (about 1,345 sq ft) of living space and roughly 500 m² (about 5,380 sq ft) of land.
There are many open questions, and surely more will arise 🙂
Best regards
My partner and I plan to move into our own home in 2016, or at the latest in 2017. We are from Saxony-Anhalt and want to build within the Halle / Saale area. We are both 27 years old and have a small son (1 year). Currently, we pay around 500 € (about $530) monthly rent excluding utilities for our apartment. We currently have about 20,000 € (approximately $21,000) in savings, which could increase to around 30,000 € (about $32,000) by the end of 2016. Our monthly income totals approximately 3,500 € (around $3,700).
Should we start looking for a suitable plot of land now, or wait until the end of next year to save more equity? Another question is, where can you actually buy land? We would like to handle everything through a prefabricated house provider. Should we also have them assist us in finding a suitable plot? How much house can we approximately afford?
We would like around 125 m² (about 1,345 sq ft) of living space and roughly 500 m² (about 5,380 sq ft) of land.
There are many open questions, and surely more will arise 🙂
Best regards
BeHaElJa schrieb:
This brings us back to the point that personal interests, preferences, ideals, and values determine who you choose to build with. Careful selection of the partner remains the most important factor in all cases. Yes, but it’s no secret that a salesperson receives several thousand euros for securing a contract. If you are knowingly willing to pay that, then everything is fine. Covering the cost risk is also something valuable that needs to be paid for.
B
Bauexperte16 Jul 2015 22:31merlin83 schrieb:
Yeah, but it’s no secret that a sales representative earns several thousand euros when they secure a contract. Jealousy?
I really appreciate people like you, who are supported by all of our social benefits/taxes … you have such a great ability to see beyond your own perspective.
Regards, Bauexperte
Bauexperte schrieb:
Envy?
I really appreciate treasures like you, who are supported by all our social benefits/tax money .... you can look so far beyond your own nose.
Regards, Bauexperte This has nothing to do with envy. Your first sentence does not make sense. If you cannot be objective, you become personal. Keep it up....
B
Bauexperte16 Jul 2015 22:46N
nordanney17 Jul 2015 07:39BeHaElJa schrieb:
You see, I know an example within my circle where the construction was delayed by over 8 months and the budget was exceeded by 20% because, for instance, the windows had a delivery time of 4 months, winter "suddenly" arrived, etc. etc.
If you want to contract a trade yourself, you have to understand it first – and I think none of the laypersons here fully do that – so you depend on the architect, and if they are incompetent, you have just as many problems as with a bad general contractor / main contractor... I know enough examples where it went similarly with a general contractor / developer. For delivery times, only the supplier is responsible, and winter is always "suddenly" there.