ᐅ Building a House in Baden-Württemberg – Should You Consult a Building Designer or the Bank First?
Created on: 20 Dec 2017 12:03
T
t.hilo
Hello community,
My family and I (2 adults, 1 child (2 years)) are planning to purchase a plot of land in our hometown in Baden-Württemberg and then build a single-family house on it.
A new residential area was recently developed in our town, and we have applied for one of the building plots there.
We have been thinking for a long time about how we want our home to look and have already done a lot of reading, writing, and research on the subject.
Plot details:
House preferences:
Should we first go to a builder/prefabricated house company/architect to consolidate our ideas and turn them into a feasible project with an estimated cost?
Or should we first speak to a (home) bank in an initial consultation to find out what would generally fit within our financial framework?
How did you approach this? What do you think makes more sense?
My family and I (2 adults, 1 child (2 years)) are planning to purchase a plot of land in our hometown in Baden-Württemberg and then build a single-family house on it.
A new residential area was recently developed in our town, and we have applied for one of the building plots there.
We have been thinking for a long time about how we want our home to look and have already done a lot of reading, writing, and research on the subject.
Plot details:
- Plot size approximately 500 m² (5,400 sq ft)
House preferences:
- Single-family house (detached)
- Living space on the ground floor possible
- Upper floor separable as a separate apartment for later use (either for our child or for renting out)
- Basement
- Double/large garage
Should we first go to a builder/prefabricated house company/architect to consolidate our ideas and turn them into a feasible project with an estimated cost?
Or should we first speak to a (home) bank in an initial consultation to find out what would generally fit within our financial framework?
How did you approach this? What do you think makes more sense?
Connection fees are paid to the municipality for extending utilities up to the property boundary (depending on the situation; whether and how much you have to pay will be communicated by the municipality). The connection costs included in the additional construction costs cover your expenses for extending utilities from the property boundary to the house.
Fuchur schrieb:
No, those fees do not apply again. However, I still count the development contributions and possibly surveying costs as part of the additional purchase costs.Those are more like additional construction costs.
Notary and land registry fees occur again if changes to the land register are necessary, for example, when registering a mortgage. The costs depend on the transaction value; there are many calculators available online for this.
Fuchur schrieb:
Development fees are paid to the municipality for extending infrastructure up to the property boundary (depending on the situation, the municipality will inform you if and how much you need to pay). The development costs included in the additional construction expenses are your own costs for extending infrastructure from the property boundary to the house.It is a new development area. Development costs are already included in the purchase price.
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