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HilfeHilfe3 Jun 2020 05:47Hello,
while browsing, the name caught my attention.
We (4 people) will spend some time in the south during the summer, have booked a vacation in October (on the weekend), and the ski hotel.
So just casually spending 5,000 euros (about 5,500 dollars). I often struggle with whether to live life or save. We earn well, have hardly any loan payments, and will also receive an inheritance at some point.
What about you?
while browsing, the name caught my attention.
We (4 people) will spend some time in the south during the summer, have booked a vacation in October (on the weekend), and the ski hotel.
So just casually spending 5,000 euros (about 5,500 dollars). I often struggle with whether to live life or save. We earn well, have hardly any loan payments, and will also receive an inheritance at some point.
What about you?
Less work, less consumption, invest money in the house and retirement savings.
Excessive consumption does not bring lasting happiness and harms the environment.
I work only 75% and have a small side business. My wife also works part-time, doing what she enjoys, and primarily takes care of the children. Especially now during the COVID-19 pandemic, we are doubly grateful for this, as the daycare is closed.
With our income, many people (including you ) would be shocked when looking at our financing and the monthly payment of over 1,600. However, it works very well for us, so well in fact that we have always managed the annual extra repayment and still saved some money.
Everyone has their own way
Excessive consumption does not bring lasting happiness and harms the environment.
I work only 75% and have a small side business. My wife also works part-time, doing what she enjoys, and primarily takes care of the children. Especially now during the COVID-19 pandemic, we are doubly grateful for this, as the daycare is closed.
With our income, many people (including you ) would be shocked when looking at our financing and the monthly payment of over 1,600. However, it works very well for us, so well in fact that we have always managed the annual extra repayment and still saved some money.
Everyone has their own way
H
HilfeHilfe3 Jun 2020 07:08No more special repayments required after refinancing ... in 8 years the loan will be fully paid off
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chand19863 Jun 2020 07:10@haydee
Makes a good point: Since when did "living" equal "consuming"?
That’s why the question doesn’t make much sense. For me, most of what’s important in life isn’t about consumption. But yes, for the rest (for example, cooking and eating out) I’m happy to spend money and wouldn’t really limit myself there, because it’s a priority. Not even for a house.
Makes a good point: Since when did "living" equal "consuming"?
That’s why the question doesn’t make much sense. For me, most of what’s important in life isn’t about consumption. But yes, for the rest (for example, cooking and eating out) I’m happy to spend money and wouldn’t really limit myself there, because it’s a priority. Not even for a house.
For us, the financing has now been nearly 5 years.
If things continue like this, the loan of 350,000 will be paid off in another 10 years.
With some luck, in 5 years we can sell a house that I partly own (estimated proceeds 100,000), which would mean the loan is fully paid off within 5 years.
If things continue like this, the loan of 350,000 will be paid off in another 10 years.
With some luck, in 5 years we can sell a house that I partly own (estimated proceeds 100,000), which would mean the loan is fully paid off within 5 years.