ᐅ 140 sqm for a family with two children and parents – but what is the best way to design the floor plan?
Created on: 16 Jan 2012 19:42
D
DarthVader
Hello
We soon have the opportunity to purchase a plot of land for either a single-family house or a semi-detached house in the western Münsterland region. My wife and I (and possibly two children in the future) plan to live there.
Now, the question is how we want to build the house. In principle, we have nothing against semi-detached houses. What has bothered me so far are the dimensions of the living room (for example, 6 x 7 m (20 x 23 feet)). I would prefer a more elongated living room of about 5 x 9 m (16 x 30 feet). One side should connect the dining area to the kitchen, and on the other side, the sofa area with the TV should be along the short wall (not the long one). The person responsible for allocating the plots from the local authority said today that this could also work with a semi-detached house. Apparently, I lack the imagination to see how this could be done. For a semi-detached house, the plot would be approximately a maximum of 350 m² (115€ including development costs).
Is the price advantage per square meter of a semi-detached house really that high, or does it not make much difference compared to a single-family house (+ about 100 m² (1,076 sq ft) of land = +11,500€)? For the single-family houses, garages from two plots can be built side by side at a maximum length of 9 m (30 feet).
The house will be built without a basement (due to cost), so we want a large garage and a study room. My wife actually wants a basement, but I think it would just become a storage room. The soil, however, is suitable for a basement: no waterlogging or clay layers, etc. The roof is planned to be built in a standard way. At least that’s our intention. However, many houses are also built with a hip roof. Does that make sense (for a single-family home)? What are the advantages?
In addition, I might want a KfW 70 energy-efficient house. Controlled ventilation with a heat exchanger and an allergy filter would be great! I am allergic to house dust mites. Also, I am a fan of wood flooring (perhaps also for the terrace? Keyword Bangkirai). I might get that more affordably. Wood also absorbs and releases moisture, which is good for indoor humidity.
Timber frame or solid construction doesn’t matter much to us, although we would prefer solid construction with regional companies. The total cost including the plot should ideally stay at 290,000€. After all, you still need to buy some things later, like a sofa, etc.
I look forward to your answers!
We soon have the opportunity to purchase a plot of land for either a single-family house or a semi-detached house in the western Münsterland region. My wife and I (and possibly two children in the future) plan to live there.
Now, the question is how we want to build the house. In principle, we have nothing against semi-detached houses. What has bothered me so far are the dimensions of the living room (for example, 6 x 7 m (20 x 23 feet)). I would prefer a more elongated living room of about 5 x 9 m (16 x 30 feet). One side should connect the dining area to the kitchen, and on the other side, the sofa area with the TV should be along the short wall (not the long one). The person responsible for allocating the plots from the local authority said today that this could also work with a semi-detached house. Apparently, I lack the imagination to see how this could be done. For a semi-detached house, the plot would be approximately a maximum of 350 m² (115€ including development costs).
Is the price advantage per square meter of a semi-detached house really that high, or does it not make much difference compared to a single-family house (+ about 100 m² (1,076 sq ft) of land = +11,500€)? For the single-family houses, garages from two plots can be built side by side at a maximum length of 9 m (30 feet).
The house will be built without a basement (due to cost), so we want a large garage and a study room. My wife actually wants a basement, but I think it would just become a storage room. The soil, however, is suitable for a basement: no waterlogging or clay layers, etc. The roof is planned to be built in a standard way. At least that’s our intention. However, many houses are also built with a hip roof. Does that make sense (for a single-family home)? What are the advantages?
In addition, I might want a KfW 70 energy-efficient house. Controlled ventilation with a heat exchanger and an allergy filter would be great! I am allergic to house dust mites. Also, I am a fan of wood flooring (perhaps also for the terrace? Keyword Bangkirai). I might get that more affordably. Wood also absorbs and releases moisture, which is good for indoor humidity.
Timber frame or solid construction doesn’t matter much to us, although we would prefer solid construction with regional companies. The total cost including the plot should ideally stay at 290,000€. After all, you still need to buy some things later, like a sofa, etc.
I look forward to your answers!
B
Bauexperte31 Jan 2012 12:46Hello,
That is not significantly cheaper either, since—unlike with a saddle roof—the masonry has to be built up on one side, and more care must be taken with waterproofing.
Sigh, I have posted this so many times already:
1. Plot
- 5% property transfer tax – varies by municipality
- possibly realtor fees, around 3.57% of the plot price – varies by municipality
- about 1.5% notary fees, calculated from the plot price
- Three land registry entries (1. priority notice of conveyance, 2. transfer of ownership, 3. registration of mortgage)
2. Financing
- possibly advisory/closing fees for financing, approx. 1.5% of total loan amount
- about 0.25% commitment interest, calculated on the loan amount
3. Construction preparation
- approx. €2,800–€3,200 for surveying services (qualified site plans / height surveying / staking out / building surveying)
- provision of connections for construction water / temporary power, approx. €6.00–€8.00 rental per day for standpipe, approx. €300.00 rental for construction power meter plus usage
- fees (house number registration, drainage approval, building permit/planning permission), approx. €1,000–€1,500, varies by municipality
- builder’s liability insurance approx. €80–€150/year, depending on insurer
3. Earthworks
- removal of excess soil (normal ground conditions) for basement, approx. €1,500
- internal utility installation (wastewater/stormwater pipes), approx. €2,500 depending on pipe routing
- inspection chambers, soakaways or infiltration shafts, approx. €1,900–€2,200
- contingency for foundation-related additional costs approx. €8,000 for soil replacement and/or similar work
4. Utility connection costs
- electricity/gas/water/telecommunication, connection to sewage system, approx. €8,000–€8,500 – varies by municipality
5. Fees
- inspection of drainage pipes, approx. €150 – varies by municipality
- chimney sweep (approval of chimney/gas installation – note fee applies twice), approx. €200 – varies by municipality
- cadastral office (incorporation of surveyor data into land registry map), approx. €150 – varies by municipality
Total approx. €35,000–€40,000
THIS LIST DOES NOT YET INCLUDE REQUIRED FUNDS FOR FLOOR COVERINGS, PAINTING WORK, OR EXTERNAL LANDSCAPING!
If your project requirements described at the beginning of this thread have not changed, you still will not be able to cover the costs of the house with this amount.
Find an independent mortgage broker. The answers you get here regarding financing can only provide food for thought. Each financing requires an individual assessment and is not transferable!
1. Look for an independent mortgage broker in your area; Google and the relevant associations provide good options.
2. Choose a reputable provider and have their salesperson explain the basics of your construction project and the expected costs. You can recognize reputable providers because they do not advertise with “cheap, cheap ... kitchen, garage included ...”
And—most likely what will help you the most—continue reading here
Best regards
DarthVader schrieb:
Hmm, a lean-to roof is also an option
That is not significantly cheaper either, since—unlike with a saddle roof—the masonry has to be built up on one side, and more care must be taken with waterproofing.
DarthVader schrieb:
I have €50,000 for the plot, €30,000 for additional costs (I think that’s a lot, what is that supposed to cover?)
Sigh, I have posted this so many times already:
1. Plot
- 5% property transfer tax – varies by municipality
- possibly realtor fees, around 3.57% of the plot price – varies by municipality
- about 1.5% notary fees, calculated from the plot price
- Three land registry entries (1. priority notice of conveyance, 2. transfer of ownership, 3. registration of mortgage)
2. Financing
- possibly advisory/closing fees for financing, approx. 1.5% of total loan amount
- about 0.25% commitment interest, calculated on the loan amount
3. Construction preparation
- approx. €2,800–€3,200 for surveying services (qualified site plans / height surveying / staking out / building surveying)
- provision of connections for construction water / temporary power, approx. €6.00–€8.00 rental per day for standpipe, approx. €300.00 rental for construction power meter plus usage
- fees (house number registration, drainage approval, building permit/planning permission), approx. €1,000–€1,500, varies by municipality
- builder’s liability insurance approx. €80–€150/year, depending on insurer
3. Earthworks
- removal of excess soil (normal ground conditions) for basement, approx. €1,500
- internal utility installation (wastewater/stormwater pipes), approx. €2,500 depending on pipe routing
- inspection chambers, soakaways or infiltration shafts, approx. €1,900–€2,200
- contingency for foundation-related additional costs approx. €8,000 for soil replacement and/or similar work
4. Utility connection costs
- electricity/gas/water/telecommunication, connection to sewage system, approx. €8,000–€8,500 – varies by municipality
5. Fees
- inspection of drainage pipes, approx. €150 – varies by municipality
- chimney sweep (approval of chimney/gas installation – note fee applies twice), approx. €200 – varies by municipality
- cadastral office (incorporation of surveyor data into land registry map), approx. €150 – varies by municipality
Total approx. €35,000–€40,000
THIS LIST DOES NOT YET INCLUDE REQUIRED FUNDS FOR FLOOR COVERINGS, PAINTING WORK, OR EXTERNAL LANDSCAPING!
DarthVader schrieb:
€200,000 for the house itself KfW 70
If your project requirements described at the beginning of this thread have not changed, you still will not be able to cover the costs of the house with this amount.
DarthVader schrieb:
Then there is, say, €60,000 equity. Next week my in-laws come for a financial check, so I need a solid plan
Find an independent mortgage broker. The answers you get here regarding financing can only provide food for thought. Each financing requires an individual assessment and is not transferable!
DarthVader schrieb:
But now, please get to the point—what is possible?
1. Look for an independent mortgage broker in your area; Google and the relevant associations provide good options.
2. Choose a reputable provider and have their salesperson explain the basics of your construction project and the expected costs. You can recognize reputable providers because they do not advertise with “cheap, cheap ... kitchen, garage included ...”
And—most likely what will help you the most—continue reading here
Best regards