ᐅ Obtain quotes through intermediaries and then approach the banks directly?

Created on: 20 Dec 2017 21:18
N
Neu-Bau-Ling
Hello,

I have now received offers from various brokers. Does it make sense to contact the banks directly to get better terms, or is it not worth it?

Ps: Please only respond if you have personal experience 😉
H
HilfeHilfe
21 Dec 2017 17:07
Fuchur schrieb:
I can understand him, though. Here it is quite "normal" that specific questions quickly lead to endless off-topic discussions that don’t help the original poster at all.

Whether his request will be considered is another matter 🙂
He can express his wish, but it is unrealistic. Most original posters don’t want to hear that. He has zero market power.
N
Neu-Bau-Ling
21 Dec 2017 17:18
No matter what you do, it’s always wrong. I wanted to keep the amount of irrelevant posts low to maintain the quality of the thread for future readers. But now that’s pointless anyway 😀

Everyone knows this situation. You find an interesting thread, start reading it, and notice that by page 3 it goes off track. The question then is whether you take the time to read through all the off-topic posts to stay up to date, or just give up on it entirely.
H
HilfeHilfe
21 Dec 2017 17:25
Neu-Bau-Ling schrieb:
No matter what you do, it’s wrong. I wanted to keep the rejection rate of irrelevant posts low to maintain the thread’s quality for future readers. But now that’s pointless again 😀

Everyone knows this. You see an interesting thread, read it, and notice that from page 3 onward it derails. So the question is whether you take the time to read through the off-topic stuff to keep up or just stop altogether.

The quality messages came in the first 6 posts. You won’t get better feedback than that.
N
Neu-Bau-Ling
21 Dec 2017 17:26
HilfeHilfe schrieb:
The quality updates were given within the first 6 posts. You won’t get better feedback than that.

You’re right 🙂
S
Soroka
21 Dec 2017 17:49
By the way, if you need to finance more than 80% externally, cooperative banks are not the right option. This was our experience... The term "main bank" doesn’t help in this case at all...
H
HilfeHilfe
21 Dec 2017 17:55
Soroka schrieb:
By the way, if you need to finance more than 80% from external sources, cooperative banks are not the right choice. That’s what happened to us... The term “house bank” doesn’t help at all...

Oh, so they only accept cooperative members with high incomes now?