ᐅ Carrying Out Excavation Work Using Own Equity?

Created on: 9 May 2022 21:33
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x0rzx0rz
Hello everyone,

Does anyone have experience with whether payment for earthworks (and I mean really just “excavation”) can, similar to land costs, be counted as equity?

Or would carrying out the work outside or before the main financing be very disadvantageous?

The idea is to gain concrete certainty about the overall complexity of the project through the specific earthworks.

Of course, with the understanding that very unfavorable conditions (such as harder rock) could potentially lead to stopping or not pursuing the entire project, meaning the investment would be lost.
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x0rzx0rz
10 May 2022 07:26
HilfeHilfe schrieb:

Hello, of course it’s equity. But do you have an excavator and know how to operate it? Otherwise, renting an excavator means you can document what you spent. Your excavator work = 20 hours. I don’t know how many hours you’ll be working with the excavator.

The work will be done by a company; only a compact excavator will do the job 😉
S
SoL
10 May 2022 08:09
Then continue and observe.
If you want to proceed, your need for external financing will decrease since you have already contributed parts of the total costs as equity.
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Crossy
10 May 2022 09:00
This counts as equity. Simply provide the invoice from the civil engineer. We finalized our financing only after the foundation slab was completed. All our advance payments (land purchase, earthworks, incidental construction costs, initial progress payments to the general contractor) were paid from own funds and were taken into account for the loan. We also had invoices for everything.
K
Kokovi79
10 May 2022 21:49
Our bank did not even want to see invoices for the work we had already paid for before finalizing the financing, and this was a five-figure amount that we declared. You should be able to count this work as equity.
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x0rzx0rz
10 May 2022 22:55
Thank you very much for all your feedback!