Hello everyone,
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
Steffen80 schrieb:
I found your response quite "irritable"...
But no worries... I wasn't the target anyway 🙂
Nice weather... time to relax 🙂I also found the response irritable... I thought some people always want to misunderstand—no matter what you say—and so I just went to relax without commenting.
@HilfeHilfe was just summarizing—no problem [emoji4]
Brief regards
Sorry if my comment came across as "irritated." That definitely wasn’t my intention; I just think this minority issue should perhaps be handled more sensitively. That was what I wanted to express. I experience every day that things taken for granted by heterosexual people are debated in our community. It would be nice if that weren’t necessary. So yes, I simply want to make sure that no thoughtless generalizations are made.
Helphelp’s response is completely fine. And I will relax now as well.
Helphelp’s response is completely fine. And I will relax now as well.
souly75 schrieb:
...He definitely shouldn’t do that, but maybe the issue of minorities should just be handled more sensitively...I think this is where your problem lies: while minorities (whether disability, foreigners, elderly, or LGBTQ+) are already considered normal and integrated by many (although certain facts need to be questioned if they don’t come up spontaneously), “you” still see yourselves as the minority that we should treat sensitively.
And that’s not really the case here: questions are being asked, explanations are given—fine, the question can be answered more specifically. That’s all there is to it 🙂
Maybe you should pay attention to that?
No hard feelings [emoji2] carry on [emoji2][emoji2]
Best regards in brief
K
Knallkörper12 May 2017 17:00Some minorities are so persistent that they push their alleged issues into public discussion at every opportunity. Now there are even demands here that having children for same-sex couples should be considered just as normal as for a man and a woman. Seriously?
Otherwise, I agree with HilfeHilfe. If it doesn't feel right (for now), just leave it. Maybe you can still build up some equity; financially, it should be possible even now. Downsizing the house won’t bring any financial benefits.
Otherwise, I agree with HilfeHilfe. If it doesn't feel right (for now), just leave it. Maybe you can still build up some equity; financially, it should be possible even now. Downsizing the house won’t bring any financial benefits.
S
Steffen8012 May 2017 17:08The name "Knallkörper" really fits perfectly, like a glove on a bucket 🙂
