Hello everyone,
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
K
Knallkörper12 May 2017 17:2877.willo schrieb:
The ceiling of civilization is getting thinner and thinner...No. It’s getting thicker and more foolish, with an extra layer of double-woven political correctness, beneath which many flawed developments are brewing.
Firecrackers, are you serious?
Can any of you imagine what it’s like to have to argue for something that should be a given? To hear statements like these? Have any of you ever been in the shoes of a minority?
Why am I so emotionally involved right now? Yes, here in Germany we are almost equal, at least we don’t have to fear the government... a few kilometers further east, things are different... whether I look at countries with Islamic or Eastern Orthodox Christianity. People are tortured and murdered because of whom they love. When I see the statements of some political parties here in Germany, I feel scared too! Yes, I pay attention to what and how things are said and I speak up—exactly for these reasons. There is a problem... not just a perceived one. I am glad when someone at least says they don’t have a problem with minorities... that is acceptance; I am grateful for everyone who also shows tolerance and defends these values.
And this is simply about equality. We are not taking anything away from anyone! On the contrary. We have just as much love to give as anyone else!
Can any of you imagine what it’s like to have to argue for something that should be a given? To hear statements like these? Have any of you ever been in the shoes of a minority?
Why am I so emotionally involved right now? Yes, here in Germany we are almost equal, at least we don’t have to fear the government... a few kilometers further east, things are different... whether I look at countries with Islamic or Eastern Orthodox Christianity. People are tortured and murdered because of whom they love. When I see the statements of some political parties here in Germany, I feel scared too! Yes, I pay attention to what and how things are said and I speak up—exactly for these reasons. There is a problem... not just a perceived one. I am glad when someone at least says they don’t have a problem with minorities... that is acceptance; I am grateful for everyone who also shows tolerance and defends these values.
And this is simply about equality. We are not taking anything away from anyone! On the contrary. We have just as much love to give as anyone else!
@Knallkörper: Wonderful clichés from the bar, congratulations.
Why should it not be normal for same-sex couples to have a desire to have children? Why should there be a connection between sexual orientation and the wish to have children?
Do you think a homosexual man wakes up one morning and thinks, "Oh, having children is important to me, but now I urgently need to stop being gay"?
There are also many heterosexual couples who cannot have children naturally, and no one finds it strange when they adopt, use in vitro fertilization, or other methods.
Why should it not be normal for same-sex couples to have a desire to have children? Why should there be a connection between sexual orientation and the wish to have children?
Do you think a homosexual man wakes up one morning and thinks, "Oh, having children is important to me, but now I urgently need to stop being gay"?
There are also many heterosexual couples who cannot have children naturally, and no one finds it strange when they adopt, use in vitro fertilization, or other methods.
K
Knallkörper12 May 2017 18:20apokolok schrieb:
There are also many heterosexual couples who cannot have their own children naturally, and no one finds it strange when they adopt, use in vitro fertilization, or other methods.However, this is still not considered normal compared to “natural reproduction.” The demand here was that “having children,” by any means, should become normal for same-sex couples. I do not agree with that, and for practical and moral reasons, I believe it will and should not be the case in the foreseeable future.
Secondly, I hold the view that having both a father and a mother is the ideal scenario for a parenting couple.
Thirdly, it frustrates me when children are talked about like objects—freely available, adaptable, created in a test tube, carried by a stranger, or whatever else. People who think this way should not “reproduce,” as natural selection probably put the emergency brake on this for a reason.
S
Steffen8013 May 2017 09:24Knallkörper schrieb:
Normality, firstly, is still not the same as “natural reproduction.” However, what has been demanded is that “having children,” by any means, should become normal for same-sex couples. I do not agree with that, and probably it will and should not be so in the foreseeable future for practical and moral reasons.
Secondly, I hold the view that a mother and a father represent the ideal parents.
Thirdly, it annoys me that children are talked about like objects—freely available, adoptable, created in test tubes, carried by strangers, or whatever. People who think like that should not “reproduce,” as natural selection probably put an emergency stop for a reason.I find this quite matter-of-fact and understandable. Of course, the desire to have children is understandable for same-sex couples as well. I would also have no problem if same-sex couples adopt a child... but only if no “traditional” parents can be found, which in practice hardly ever happens since demand greatly exceeds supply.