ᐅ Water Damage Caused by Heating System. Warranty According to Construction Contract Procedures (VOB)

Hello,
we had a turnkey build according to VOB. Sections 13 paragraphs 4 and 5 are included in the construction contract.
Last week, I discovered water damage in the heating cellar caused by the heat exchanger of the heating system’s fresh water module. I have no maintenance contract for the heating system. There is also (currently) no building insurance covering water damage.
The house was handed over at the end of May 2013.
In 2014, the (developer under warranty) repaired a leaking shut-off valve of the fresh water module.
In 2017, the (developer under warranty) replaced the automatic air vent of the heating system because it was leaking.
Who is now responsible for the defect of the module and the consequential damage (water damage)?

Just report the damage to the builder. The worst they can say is no.

How does the homeowners insurance work in this case? You don’t have any insurance?
Check your loan agreement – it usually includes the requirement to report major damage to the mortgaged property and, above all, to maintain homeowners insurance.
So, the question is, besides the heating system itself, what exactly has been damaged?

The developer has already said no.
I wasn’t aware of the homeowners insurance covering water damage. I need to look into that. I do have fire insurance.
Apart from the heat exchanger, the wall became damp and the plaster was damaged.

Annoying, but not damage costing five figures. I didn’t know and that doesn’t exempt you. I don’t want to sound know-it-all here, but having a TOP insurance policy for a new house is always recommended. You wouldn’t insure a new car with just liability coverage either... Was the system serviced every year? Or was that also skipped to save money? I think you will be stuck with the damage.

Water damage is covered by the contents insurance, not the building insurance.

munger71 schrieb:
Water damage is covered by contents insurance, not by building insurance.

But no personal belongings are damaged, so why do you think that?

Water damage from pipes, including heating, is covered by building insurance, as are damage from storms and fire.