Hello everyone,
I am currently single and a civil servant, earning about €2000 net. I also have savings of €20,000 and no debts.
I am determined to have a turnkey house built. I downloaded the program Sweet Home 3D and played around with it a bit (photos attached).
My idea was to present these images to an architect so they can roughly implement the design and have the house built turnkey. No basement and a hip roof for solar panels on the roof.
My questions are:
1. What do you think of the design? Any suggestions for improvement, or are some things not doable at all?
2. What would the total costs be, including everything, if I hired an architect, excluding the land, interior fittings, and painting work?
3. If I need more space later, I want to build above the garage. Is that a good idea?
4. How large should the plot be for this house? (I dislike gardening, so I don’t need much outdoor space)
5. How much loan could I get? If relevant, I don’t mind the location, which might save on land costs.
Thanks.
I am currently single and a civil servant, earning about €2000 net. I also have savings of €20,000 and no debts.
I am determined to have a turnkey house built. I downloaded the program Sweet Home 3D and played around with it a bit (photos attached).
My idea was to present these images to an architect so they can roughly implement the design and have the house built turnkey. No basement and a hip roof for solar panels on the roof.
My questions are:
1. What do you think of the design? Any suggestions for improvement, or are some things not doable at all?
2. What would the total costs be, including everything, if I hired an architect, excluding the land, interior fittings, and painting work?
3. If I need more space later, I want to build above the garage. Is that a good idea?
4. How large should the plot be for this house? (I dislike gardening, so I don’t need much outdoor space)
5. How much loan could I get? If relevant, I don’t mind the location, which might save on land costs.
Thanks.
D
derstefanm2 Mar 2015 22:20Buying an apartment is not always cheaper. When I think about how, in our rural area, a 75m² (800 sq ft) 3-room apartment costs 160,000€ and is located in a multi-family building. Yet, you don’t really get peace and quiet or true privacy. You just need to decide if that’s what you want. There are rent calculators available online where you can work this out. But if you buy a 3-room apartment and later a family possibly grows, it becomes too small again. With a house, you have more flexibility. And it doesn’t necessarily have to be as large as you have planned.
It depends a bit. For many people, renting definitely makes sense – no fixed location, better flexibility to respond to changing life circumstances, fewer commitments.
Alternatively, you could first buy a building plot, pay it off, and then decide... that’s about the finances.
Floor plans take some practice 😉
Alternatively, you could first buy a building plot, pay it off, and then decide... that’s about the finances.
Floor plans take some practice 😉
B
backbone232 Mar 2015 22:26What would a single person want with a house at 22 years old? Even buying land doesn't make much sense then.
Whether an apartment is worthwhile depends on the rent and purchase prices. But there are also plenty of people who say that owner-occupied properties are pure luxury.
Whether an apartment is worthwhile depends on the rent and purchase prices. But there are also plenty of people who say that owner-occupied properties are pure luxury.
D
derstefanm2 Mar 2015 22:33Plots of land often have conditions, for example, that construction must begin within 3 years.
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