Hello,
here’s a somewhat "unusual" topic. How did you manage to fundamentally decide between an apartment (condominium) or a house for yourselves? And in the end, how did you manage to put your name on the loan agreement for a construction project, where you are basically always an amateur but financially have to compete at the highest level? I have been following for a long time, and good offers come and go. I just can’t seem to overcome the feeling of uncertainty. Am I the only one struggling with this?
here’s a somewhat "unusual" topic. How did you manage to fundamentally decide between an apartment (condominium) or a house for yourselves? And in the end, how did you manage to put your name on the loan agreement for a construction project, where you are basically always an amateur but financially have to compete at the highest level? I have been following for a long time, and good offers come and go. I just can’t seem to overcome the feeling of uncertainty. Am I the only one struggling with this?
N
nordanney1 Jul 2020 11:39Unsure schrieb:
According to my information, I can prove that I am able to receive a loan amounting to sum X (after budget/creditworthiness check) Independent of the property? From a specific bank?
This is what a sample financing confirmation looks like (name and bank deleted in the PDF, but it is an original), which a seller would like to see:
No, unfortunately not, as I can see from the sample example. It is just a note from the financial advisory association itself, stating that I would be able to afford amount XY based on the current budget/investigation query. However, the sample clearly states that this is not a financing confirmation. It probably doesn’t make much sense without a suitable property.
I don’t think this will help much when it really matters.... .
I don’t think this will help much when it really matters.... .