ᐅ Is it possible to file a fictional claim for hail damage on the roof?

Created on: 19 Apr 2021 14:49

Hello,
Unfortunately, I cannot find a section for "roof" in the forum.
Maybe someone here can give me a tip.

Is it possible to settle a hail damage claim on a garage roof (metal roof) through the building insurance using an estimated cost process?
Similar to how hail damage to a car is handled?
That is, excluding VAT.
Or is an estimated cost settlement not allowed for claims through building insurance?
Since this is mainly a cosmetic issue, an estimated cost settlement is being considered.
The defect does not currently cause, nor is it expected to cause, any further damage in the future.

Thank you very much.

Hausi9920 Apr 2021 16:01

Of course, you don’t report minor issues!
And it’s also clear that the insurance premiums increase or the policy is canceled if you report too many claims within a certain period.
But here, it’s about a major hail damage!

apokolok17 May 2021 14:05

And what happened next?
In my opinion, the insurance will not pay anything for purely cosmetic damage that is not even going to be repaired.

ᐅ Is it possible to file a fictional claim for hail damage on the roof?

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