ᐅ Interest-Free Financing for an IKEA Kitchen: Yes or No?

Hello everyone,

I have a question:
I am building a house this year and plan to buy at least the kitchen furniture from IKEA.
Now, on the IKEA website, I see both an interest rate of 6.99% and offers for interest-free financing (0% financing).

Here are the two sources:
Interest-free financing: ikea-finanzprodukte.de/ikea-Finanzierung/0-Prozent-Finanzierung
Financing with interest: ikea-finanzprodukte.de/ikea-Finanzierung

Question: What applies now?
The 0% financing would be great, but is it still available or was it just a limited-time offer?

Thanks,
Moritz

Hello,

"Now your dream of a new favorite kitchen is coming true.
Until April 30, 2017, you can simply pay for your purchases later – with 0% financing* starting from a merchandise value of 3,000 euros (approx. 3,200 USD) for all kitchens. Terms of 36 or 48 months, without processing or application fees."

As I understand it, there is a 0% financing option linked to the Family Payment Card for all purchases, a limited-time 0% financing without the Family Payment Card restricted to kitchen purchases, and a 6.99% financing option for any purchases without the Family Payment Card.

This is about the family payment card, which we also set up years ago. It’s actually a good idea because later on you always have a small "not just" Ikea cushion, even when – as in this case – the kitchen has long been paid off.