ᐅ Initial Questions About Prefabricated Houses, Garages, Underground Parking, and Energy Efficiency Programs

Created on: 24 Jun 2013 10:51
H
hg6806
Hello house building community,

While searching for houses, I have also found some attractive plots and started looking into prefabricated homes. To roughly assess feasibility, I have a few questions.

A traditionally built solid house is not an option due to the high costs and the long wait for initial occupancy, which would result in double expenses that are simply too much. Whether it ends up being a prefabricated house or a shell house is still uncertain. Probably something where the plumbing is already installed but without flooring, wallpaper, etc.

Now to my questions.

I have some specific wishes. Option 1: Next to the (prefabricated) house, I would like a double garage that is taller than usual. I would like to have a small 4-post car lift inside to park a car that is rarely used and for repair work. Between the garage and the house, there should be a passage to the garden. My question: Is it possible to design a prefabricated house so that a balcony can be used on top of the garage on the upper floor?

Option 2 (preferred) would be an underground garage beneath the prefabricated house for at least 2 cars. Additionally, 1-2 cellar rooms would be an advantage. If a cellar costs about 30,000 (e.g. euros) roughly, how much more expensive would this option with an underground garage be, approximately? It would be ideal if a pit could be built in one parking space for car repairs.

I also have questions about KfW subsidies.

Is it true that with, for example, a KfW 55 house, you can get a loan of around 50,000 at about 1.5% interest PLUS a repayment grant of 5%? Meaning you would receive an additional 2,500? Many prefabricated homes do not provide information about KfW certification. Is this not offered?

What other costs are added to the house construction? Concrete slab foundations are apparently not included in the house price. A cellar is a MUST for us. I estimate earthworks to cost around 5,000. How high are the costs for preparing the construction site and installing electrical as well as water/sewer lines? What other costs should be expected? The assumption is a single-family house with approximately 10m (33 feet) by 10m (33 feet) floor area.

Best regards, Tobias
H
hg6806
24 Jun 2013 16:14
Oh, that was quite a setback.

If a house will only be finished in 11 months, does payment also have to be made then, or how does that work?

A colleague said he built a KFW 55 house and received a government loan of about 100,000 for around 2% interest. Could that be true?
L
Lilik
24 Jun 2013 16:50
hg6806 schrieb:

A traditionally solidly built house is not an option, as the costs would be too high and the initial move-in would take many months, making the double financial burden simply too much.

Hi Tobias,

just a thought for you: there are also solid prefabricated houses, for example made from Liapor or a brick wall system.
A prefab house should generally be completed faster than a traditional solid house (brick by brick), but in reality it often turns out differently; it all depends on the builder’s capacity and other factors.
We are building a solid prefabricated house with Liapor. We signed the contract on April 4, earthworks started on June 18, and today the foundation slab is being poured. According to the construction schedule, we are supposed to move in at the beginning of November (specifically, November 5). If progress continues smoothly, our construction time will be about 5 months. The contract states a construction period of 5 to 7 months.

Best regards
Lilik
Der Da24 Jun 2013 17:34
hg6806 schrieb:
Oh, that was quite a setback.

If a house is only finished after 11 months, does payment also only happen then, or how does that work?

A colleague said he built a KFW 55 house and got a government loan of €100,000 for around 2% interest. Is that possible?

That's correct, we made the final payment after almost 14 months. That means we had to pay about €1000 (roughly $1100) in commitment fees because most of the payments were made after 12 months. In the end, the remaining costs were for the exterior plastering and the retention for defect correction.
Y
ypg
24 Jun 2013 19:02
Some people dream of their perfect house... You’re dreaming of your double garages.
These will involve quite high costs for you... The building expert has already mentioned how much your wishes might cost. Are you sure you can afford all of this, especially when you are already counting on a lower interest rate and also on the €2,500 (about $2,700) grant available through KfW55? A KfW55 house costs several times more than a KfW70 house...

Currently, you have to wait about a year for a prefabricated house during these times of low interest rates. Most providers also require a deposit in advance; financing must be arranged prior to your house order date and be in place beforehand.