ᐅ IKEA card

Hello everyone,
do you have any experience with the Ikea payment card? I am interested in knowing what the actual advantage is compared to paying cash. Thank you.

Hello,
you have the Family benefits, and some discount promotions are only available with the payment card. Your account is not charged immediately. Billing is done only once a month.
Installment payments are processed through the card. I am generally opposed to buying on credit and prefer to save up beforehand whenever possible.
Of course, buying a house or needing something absolutely essential immediately, without having the money available, is a different matter.