ᐅ Financing a Kitchen at Ikea?

Created on: 9 Jun 2011 14:21
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Petér_2128
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Petér_2128
9 Jun 2011 14:21
Hello everyone,
after a long time, we have finally moved in together and have all our furniture (not just IKEA, we also have some old pieces). While we are quite busy with our new jobs and money is getting tight, we have been considering buying an affordable kitchen from IKEA or financing one. We chose the Faktum kitchen with Abstrakt high-gloss fronts. Normally, I’m not a fan of loans, but since we won’t have time off in the coming weeks and months to install a kitchen ourselves, and we don’t want to live with a temporary setup for too long before fully moving in, we decided to go with financing. Now I have a basic question – is it possible to finance a kitchen at IKEA? I vaguely remember something related to the Family Card?
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Nayla_1068
9 Jun 2011 15:15
Hey,

yes, you can finance your purchase at Ikea and it’s actually quite affordable – with zero interest! This offer is valid until August 31, 2011. For 12, 24, and 36 months, you won’t pay any interest or processing fees. The minimum financing amount is 1000 euros. The financing is tied to the Family Card, so you need to apply for this card first, and then you can proceed with the financing. Overall, you should allow about half an hour for the whole process and bring your ID card, debit card, and ideally your most recent pay slip. Although the pay slip is rarely required, it would be annoying to have to go back home just to get that one document.

NfU

Na.
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juliam_4971
15 Jun 2011 12:56
A few months ago, we researched kitchen furniture and then purchased it from Ikea, financing it beforehand. Everything went smoothly, and the terms were fair. I can definitely recommend this approach.
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brakede
26 Jul 2011 15:49
I would get everything from Ikea, except for a kitchen!
Okay, if you are only staying temporarily in an apartment, that is fine, but if you are living in a house, I would rather go for something that really has quality! If you actually work as hard as you describe, you should be able to save up enough money...
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Maverick1854
30 Jul 2011 09:06
I would get everything from Ikea, except for the kitchen!

Excuse me?!?

I don't understand this. Why no kitchen from IKEA? Would you prefer one from Quelle? Or Bulthaup or whatever they are called?

IKEA offers a 25-year warranty on kitchens (excluding electrical appliances) and a 5-year warranty on electrical appliances!

Why is that wrong?
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DBGHP
31 Jul 2011 19:08
Hmm, I can only say that I have some parts of my kitchen from Ikea (I haven’t gotten much further than that yet). But I would never buy electrical appliances from Ikea.

I’m a professional in the field (though I have no connection to Ikea), and what Ikea sells in this area—ouch...

I’d rather stick to brand-name appliances, and please understand that I’m not saying that just because they have a "brand name".

I mean brands like Bosch/Siemens/Constructa (BSH), Miele, Liebherr, Neff, and so on... (Constructa is very affordable but is a BSH brand [Bosch Siemens Home Appliances/Robert Bosch GmbH] and I’d recommend it to anyone over a cheap washing machine costing around 199 euros (about $215), because those extra 100 euros (about $110) are worth it to me. Miele might be a bit over the top, I know.)

For example, "BEKO" is also a "brand," but what kind of brand is that, haha... you see that brand frequently across the budget segment in stores. At Ikea, it’s the same problem: inexperienced customers have no idea what they are actually buying. They only see Swedish-sounding fantasy names and that’s it. A Sköderöck (invented name) with an Ikea label is impossible to recognize as Whirlpool, Electrolux, or Gorenje. You only realize what’s behind it when there’s a problem.

No, definitely not Ikea appliances. Just the other day I saw those junk machines at Ikea again. (No, not Beko—that was just an example, it’s a Turkish brand.)

Whirlpool and Electrolux and similar brands at Ikea—you can forget about those. And don’t even get me started on the Slovenian brands like Gorenje, haha...

Ikea doesn’t develop the technology, so why would I buy appliances from them when it’s all cheap junk? (And it’s not even sold at a bargain price!)

I always build my own PC and wouldn’t just go to some random store and have them install something. If I build a house, I don’t choose the heating system from wherever a carpenter tries to sell me something. But of course, this also depends on the customer’s knowledge. If someone doesn’t know much, buying a full package makes sense, I can understand that.

So for Ikea kitchens: only wood and metal parts, no electrical appliances. (This is my opinion as someone knowledgeable about household appliances.)

I don’t care about their 5-year warranty. There are always fine print and exceptions. A washing machine warranty that doesn’t cover wear parts (like motor brushes, bearings, etc.)—a 5-year warranty doesn’t help at all (read the small print). Bicycles often have a 10-year warranty too, but not on wear parts (which is basically everything except the frame).