ᐅ Is the real estate market increasingly forcing families to build their own homes?

Created on: 6 Apr 2019 11:35
T
Thierse
Actually, we would prefer to avoid building. Unfortunately, existing properties within a 20 km (12 miles) radius have become quite expensive, and affordable rental houses with small gardens are simply scarce.

Until now, we have been living in an old rental apartment without a garden. We would like to change that, but there is a lack of options. The listings on various platforms are overcrowded with families looking for affordable housing.

Who is familiar with this situation, and how do you deal with it?
C
chand1986
16 Apr 2019 21:58
rick2018 schrieb:
But freeloaders who are simply lazy shouldn’t receive these benefits.

You can’t deny anyone basic social security if Article 1 of the Basic Law is to apply... but who even decides who is a freeloader?
rick2018 schrieb:
and it’s not calculated based on emissions per 100km...

Why not?
rick2018 schrieb:
If I have the same tax rate whether I earn $1 or $1 million.

Then there should be a high exemption threshold at the lower end and no contribution ceiling at the upper end.
rick2018 schrieb:
So the evaluation criteria are simply adjusted.
There is a reason why many companies now have software for spelling that they send their trainees to first...

I don’t disagree with that. But the reason for poor performance doesn’t lie with the government. Only the “processing.”
rick201817 Apr 2019 05:31
We are drifting further off-topic...

The fact is that property ownership and housing are still relatively affordable here compared to many other countries. We are not a developing nation. Land prices will rise as the population increases.

The old property tax was essentially a disguised wealth tax. The new proposal is crazy, and the administrative effort would be enormous. I like Bavaria’s suggestion better: simply tax based on square meters with a multiplier for location.

Vacant land should be taxed the same way. This would encourage some owners to either sell or develop their plots.

Abolishing property tax is unfortunately not realistic. But the government has already collected revenue from the purchase itself…

Tenants here have more rights and protections than in most places. That’s why the homeownership rate isn’t problematic.

The market is booming, interest rates are low, and many people are eager to own property. Building regulations are extensive and make new construction even more expensive…

That’s also why rents are rising.

However, no one is forced to build because of the current situation.

In our area, more and more existing properties are being sold as older owners pass away and their heirs have moved elsewhere. Often, people with (Eastern European) migration backgrounds buy these homes, renovate them with a lot of their own work and family support. This often results in true “gems.”

It is cheaper than building new.

In cities, the situation is naturally more extreme. But this is the same everywhere.
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chand1986
17 Apr 2019 08:15
rick2018 schrieb:
The fact is that, internationally, property ownership and living here are still relatively affordable compared to other places.

This is true in city centers of major metropolitan areas. However, for the average person, there’s hardly anything left. You don’t need to want international standards here if they aren’t particularly good.

But building a new single-family home or buying a used one in Germany is often more expensive than elsewhere. The reason is the quality of the construction. You won’t find wooden houses like in the USA here, nor cheap structures like in France with single-glazed windows. As I said, the goal here is solid construction, and that costs money. I’m not interested in frost patterns on the windows either—but no one has died from them so far. Germans generally have a certain standard of living, and that doesn’t come for free.
kaho67417 Apr 2019 08:30
Nordlys schrieb:
It starts with the development plan that requires hedge plants ...

Anyone who has been to the Philippines or similar places will be glad that there are development plans here in Germany. I am too. I can’t imagine you would like the chaos. Especially urban sprawl is a crime.
chand1986 schrieb:
I’m not bothered by frost patterns on the windows either – but no one has died from it yet.

I wouldn’t be so sure about that. *shiver*
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Tassimat
17 Apr 2019 08:32
The expectations for a solid house arise from a certain societal consensus. We want climate protection and therefore energy efficiency. The younger generation wants this too, as seen in these student protests. More expensive houses as a result are simply one of the less obvious consequences. I think it is good that we no longer have single-glazed apartments with coal stoves.
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chand1986
17 Apr 2019 09:00
But building a new single-family home has nothing to do with climate protection. It’s just a way to soothe the green conscience, nothing more.

And I don’t see a societal consensus either. It has gone so far that politicians with the AfD dismiss 150 years of established physics as wrong, and in doing so are not unsuccessful in courting votes.