ᐅ Construction of an approximately 190 sqm urban villa in Hesse (Wetterau district)
Created on: 10 Jul 2022 17:36
D
Dribbdebach
Dear Homebuilding Community,
First of all, thank you very much for the countless tips and suggestions from all of you. I have been visiting this forum for many years and have always greatly benefited from it.
Accordingly, I would like to give something back by sharing our building project here. However, this is not entirely selfless—I welcome advice and recommendations.
For about 10 years, I have been searching for a house and have viewed many existing properties. Building was initially not an option, as plots were either unavailable or far too expensive. So far, I haven’t found the ideal house, but nearly 10 years ago I bought my first condominium and then a second one two years ago. Both apartments are now rented out, currently almost breaking even, and in about a year they will start generating income.
Fortunately, we have now purchased a plot in a new development area and, despite the challenging situation, want to fulfill the dream of owning our own house.
A few details about us:
About the house:
Regarding the budget for the house:
About 570,000 euros remain, we are estimating around 60,000 euros for additional construction-related costs.
Outdoor work will be done gradually by ourselves, a garage could also be postponed.
We therefore need a builder who can construct a house for about 470,000 euros. This is quite ambitious for the desired size. We have had many discussions at model homes, and most providers come in at a minimum of 500,000 euros.
Offer 1:
We have chosen a small regional builder who would construct a shell house in solid construction with Liapor (lightweight concrete). The price is fair for the quality offered and would be sufficient for us. However, we would only have a fixed price for the shell house. The remaining trades would be supervised by this builder but carried out by partner companies, and I believe fixed price guarantees here are unrealistic. Ideally, we would stay within budget, but the buffer would be very tight, and the outdoor areas and garage might initially be at risk or very minimal.
Here is my first question for you: The builder basically suits us, but we are unsure whether it is wise to forgo fixed prices due to war, inflation, and material shortages. While I see some chances for stable or even slightly lower prices due to a slowdown in construction orders, the inflation risk from the energy crisis might still dominate for now. Would you currently take such a risk?
A house potentially costing 1 million euros due to cost increases is really out of budget and, combined with rising interest rates, could become a long-term burden. It wouldn’t ruin us, but we would likely have to sell the (really nice) condominiums then.
Offer 2:
The alternative: A very large provider from a parent company that almost everyone here probably knows. Premium within the group, but overall very much focused on good value for money. Timber frame construction—not our favorite since we prefer solid construction—but based on information from this forum, I would probably be satisfied with this construction method in the end.
We received a good price offer there, close to 400,000 euros. After selecting many extras and special requests, I still ended up at about 450,000 euros. Not all line items are comparable with the first offer, but some things are included here that are not yet priced in the first offer.
With additional construction costs, outdoor work, and a double garage, we are still within the budget and could even spend around 20,000 euros more on selections.
There are positive reviews of this provider but also some very critical comments. Given the large number of houses they build annually, the number of critics may be appropriate in absolute terms, but you could certainly be one of them.
My further questions for you: How do you assess the risk of being let down by such a large provider? Would you choose a builder with a large budget who does not necessarily have a reputation for delivering houses to the highest standard? I do not intend to sell the house again, but future property valuation plays a role in refinancing at follow-up financing. If the house ever needs or should be sold, some buyers might be put off by the construction method or the original general contractor. Has anyone built with this provider or lives in one of their houses?
Floor plan designs are quite advanced and have been optimized multiple times. The development area is ready, and as financing is secured, construction should start soon. The second offer will expire soon, so the main decision now is basically for or against the second offer. With the first offer, it would still be possible to request new comparison offers. If we choose the second provider, we need to decide soon.
Thank you very much for any tips and recommendations. I am happy to provide further information.
First of all, thank you very much for the countless tips and suggestions from all of you. I have been visiting this forum for many years and have always greatly benefited from it.
Accordingly, I would like to give something back by sharing our building project here. However, this is not entirely selfless—I welcome advice and recommendations.
For about 10 years, I have been searching for a house and have viewed many existing properties. Building was initially not an option, as plots were either unavailable or far too expensive. So far, I haven’t found the ideal house, but nearly 10 years ago I bought my first condominium and then a second one two years ago. Both apartments are now rented out, currently almost breaking even, and in about a year they will start generating income.
Fortunately, we have now purchased a plot in a new development area and, despite the challenging situation, want to fulfill the dream of owning our own house.
A few details about us:
- 2 adults (40 years / 38 years), two children (elementary school age)
- Net income including child benefits about 8000 euros
- Rental income of approximately 1800 euros (currently nearly cost-neutral, from next year about 400 euros monthly profit, significantly more in the medium term as loans are gradually paid off)
- Budget 850,000 euros (financing for the house construction is secured)
- Land purchase costs including additional fees about 280,000 euros, already acquired
- The apartments only make sense tax-wise when owned together and are not intended for sale. The budget could probably be increased slightly if necessary.
About the house:
- KfW55 standard is sufficient for us and is also being offered
- Urban villa on a slab foundation with porch, heat pump, photovoltaic system
- Possibly with a small bay window at the front door and on the garden side
- Ground floor with living room, open kitchen, utility room, study, guest toilet/shower
- Upper floor with 2 children’s rooms, master bedroom, 2 bathrooms, guest room
- Ceiling height 2.80 m (9 ft 2 in), electric roller shutters
- Detached double garage
Regarding the budget for the house:
About 570,000 euros remain, we are estimating around 60,000 euros for additional construction-related costs.
Outdoor work will be done gradually by ourselves, a garage could also be postponed.
We therefore need a builder who can construct a house for about 470,000 euros. This is quite ambitious for the desired size. We have had many discussions at model homes, and most providers come in at a minimum of 500,000 euros.
Offer 1:
We have chosen a small regional builder who would construct a shell house in solid construction with Liapor (lightweight concrete). The price is fair for the quality offered and would be sufficient for us. However, we would only have a fixed price for the shell house. The remaining trades would be supervised by this builder but carried out by partner companies, and I believe fixed price guarantees here are unrealistic. Ideally, we would stay within budget, but the buffer would be very tight, and the outdoor areas and garage might initially be at risk or very minimal.
Here is my first question for you: The builder basically suits us, but we are unsure whether it is wise to forgo fixed prices due to war, inflation, and material shortages. While I see some chances for stable or even slightly lower prices due to a slowdown in construction orders, the inflation risk from the energy crisis might still dominate for now. Would you currently take such a risk?
A house potentially costing 1 million euros due to cost increases is really out of budget and, combined with rising interest rates, could become a long-term burden. It wouldn’t ruin us, but we would likely have to sell the (really nice) condominiums then.
Offer 2:
The alternative: A very large provider from a parent company that almost everyone here probably knows. Premium within the group, but overall very much focused on good value for money. Timber frame construction—not our favorite since we prefer solid construction—but based on information from this forum, I would probably be satisfied with this construction method in the end.
We received a good price offer there, close to 400,000 euros. After selecting many extras and special requests, I still ended up at about 450,000 euros. Not all line items are comparable with the first offer, but some things are included here that are not yet priced in the first offer.
With additional construction costs, outdoor work, and a double garage, we are still within the budget and could even spend around 20,000 euros more on selections.
There are positive reviews of this provider but also some very critical comments. Given the large number of houses they build annually, the number of critics may be appropriate in absolute terms, but you could certainly be one of them.
My further questions for you: How do you assess the risk of being let down by such a large provider? Would you choose a builder with a large budget who does not necessarily have a reputation for delivering houses to the highest standard? I do not intend to sell the house again, but future property valuation plays a role in refinancing at follow-up financing. If the house ever needs or should be sold, some buyers might be put off by the construction method or the original general contractor. Has anyone built with this provider or lives in one of their houses?
Floor plan designs are quite advanced and have been optimized multiple times. The development area is ready, and as financing is secured, construction should start soon. The second offer will expire soon, so the main decision now is basically for or against the second offer. With the first offer, it would still be possible to request new comparison offers. If we choose the second provider, we need to decide soon.
Thank you very much for any tips and recommendations. I am happy to provide further information.
Dribbdebach schrieb:
The local provider is Opti-Haus. They build about 10-15 houses per year, probably no one here will know them We also had the choice between large national or local providers (Berlin/Brandenburg).
In our case, the local company built the house, using Liaplan.
We were not just a number; for the smaller company, our project was important, and you could feel that everywhere. Our independent building consultant ultimately said that, in terms of quality, we have a very well-built house.
D
Dribbdebach11 Jul 2022 15:21Nida35a schrieb:
We also had the choice between large or regional builders (B/Brandenburg).
In our case, the local builder worked with Liaplan.
We weren’t just a number; for the smaller company, this was an important project, and you could feel that everywhere. Our independent construction consultant said in the end that we have a very well-built house in terms of quality. Thank you for your comment.
That is also my, perhaps somewhat romantic, vision of housebuilding. That would be my ideal solution, and I believe the end result could match your experience in our case.
The decision between a smaller local builder without a fixed-price contract and a large builder with what seems like a very affordable fixed-price offer is really difficult for me.
I’m looking at it positively and believe both options can be good. I will update you in the coming days on what we decide. Nothing is set yet…
Dribbdebach schrieb:
Deciding between a regional, smaller provider without a fixed-price contract and a large provider with an apparently very cheap fixed-price offer is really difficult for me.We also built with a regional provider, even though they were significantly more expensive than one of the nationwide companies. However, we then only had local craftsmen on site, who were always accessible. The business owner was always reachable by phone and responded to emails on the same day. The co-owner of the company was an architect and acted as site manager, being present on the construction site nearly every day. In the end, the business owner was so proud of the project, which was built exactly according to our specifications, that he included our house in his portfolio and promotes it on his website. Immediately after completion, he arranged for someone to take drone footage with our consent. One of those images then adorned the pocket calendar that was sent as a promotional item by the provider for the following year.In my opinion, it is especially worthwhile to stay regional when building a house.
AxelH. schrieb:
For this, we only had local craftsmen on site, who were always accessible. The company owner was always available by phone for us We also noticed this positively, only local companies for plumbing, heating, electrical, roofing, and carpentry, and we could speak and ask questions with each of them.
N
Neubau202213 Jul 2022 09:08Dribbdebach schrieb:
We switched to the indoor air-to-water heat pump from Viessmann.
Can you approve that? 🙂You have that much money (household income) and property, and then want to save on something like this? I would rather build smaller but with higher quality. An indoor air-to-water heat pump can be quite disruptive inside the house, especially regarding vibrations. It depends on how it is installed, of course. But with a discount brand, I wouldn’t expect them to put a lot of expertise into it.
D
Dribbdebach13 Jul 2022 11:29Neubau2022 schrieb:
You have so much money (household income) and property, and you want to save on something like this? I would rather build smaller but with higher quality. An indoor air-to-water heat pump can be very disturbing inside the house, especially regarding vibrations. It depends on how it is installed, of course. But with a discount supplier, I wouldn’t expect them to put much experience into it.Thanks for the tip! In the development area, indoor air-to-water heat pumps are unfortunately mandatory.
We now want to choose the first local provider. My wife definitely wants a house made of brick or stone, and with the recent posts here about local providers, we fully agree. Specialist companies from the region usually deliver very good results and are probably easier to reach for questions.
Regarding your point:
With solid construction using Liapor in a monolithic form, the indoor air-to-water heat pump should be manageable, right?
Next to the utility room are the toilet and kitchen. Above the utility room, on the upper floor, is the bathroom.
I also found the noise of indoor heat pumps disturbing in show homes. But even in timber frame houses it was unnoticeable with the door closed. Although, you don’t usually spend hours quietly sitting in the adjacent room.
Do you see any problems with noise and vibrations coming through the Liapor walls?
Oberhessengas offers ground source heat pumps for the new development without an upfront cost, paid via monthly installments. Would that be an alternative? Or should we consider the additional costs of a ground source heat pump despite current prices for groundworks?
Would this option at least reduce noise in the utility room?
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