ᐅ Building on a Tight Budget: Is It Possible?

Created on: 29 Dec 2020 21:11
S
SumsumBiene
Hello,

Actually, we have been looking for an existing property since last summer. According to our mortgage broker, we have a budget of around 300,000 (all-in), which a bank is likely to approve.
The market here in Schleswig-Holstein has also become very tight, and the houses on offer are often in need of renovation, so you easily exceed the budget (especially since many city dwellers laugh at our house prices and like to secure a holiday home here).
Now the question is whether it would be possible to build a house within our budget (assuming we can get a building plot). Our requirements are not very high; it doesn’t need to be a huge house. 120 square meters (1300 square feet) would be completely sufficient.
In a neighboring village, plots are currently being developed. The price isn’t fixed yet but is expected to be below 100 euros per square meter. The plots are about 700 square meters (7500 square feet) in size. Unfortunately, we have no experience with this topic at all, and I definitely don’t want to miscalculate.
We can only contribute limited personal labor. We are not unskilled, but both fully employed with a child, dog, and horse. What are your thoughts?
11ant10 Apr 2021 18:45
pagoni2020 schrieb:

Wonderful.... for you...... for someone not familiar with heating technology, it’s really frustrating.....
The non-expert user says (in my opinion, quite rightly) somewhat vaguely but plainly "broken" when any control unit twitches spasmodically like a fluorescent starter a few weeks before failure. A fundamental duty of a standard control system is to satisfy users so well that at least ninety percent of average customers don’t even question whether such a system could be optimized. You should neither lose sleep over any switching noises nor have to recognize from the consumption bill that the sophisticated technology was calibrated by someone who had no clue. The need for a comfortably heated home is so close to a basic right that one should not first be required to have a degree to meet it. If my needs are "economy," the technology simply has to "work," rather than demand "advanced" qualification requirements from the user. Everyday essential equipment must not be elitist; otherwise, it is not progress. Only if I as a customer explicitly want to be an avant-garde user should the system impose demands on its owner.
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
N
Nordlys
10 Apr 2021 18:54
Well, I have to admit that Geselle E. has provided a few more explanatory words, but the basic conclusion "hands off the control loop" is correct. If a heat pump heating system cannot deliver that, it is basically not yet ready for the market. The customer is not a paying tester. If I am supposed to be a tester, they should give these units away for free.
Y
ypg
10 Apr 2021 19:03
Before we get back to heating technology
OWLer schrieb:

They tell the general contractor: Build the house, and that’s it.


A colleague from my village: she saved a lot of money over the years, waiting for permission to build on her father’s farmland. She picked a captain’s house design from a general contractor in the neighboring village and had it placed on the plot without changing anything—no additional patio doors, no changes to the orientation. Two solar panels on the roof, that’s all. Now the entrance and small side windows for the bathroom and utility room face south, and the garden faces the cornfield. If she had just rotated the house once, there could have been some benefit in approaching it from the gable end, and a more practical orientation toward the cornfield. Recently, she told me that her old stereo system, which always plays while she showers, stopped working… that really surprised me. At a time when people install USB ports, stream music, or have a radio in the bathroom, she apparently gave up on all that. She’s in her mid-30s and buys a new fancy car every two years—so she’s not out of touch. But she seems quite content with the standard options 🙂
N
Nordlys
10 Apr 2021 19:15
We are currently sitting in the living room, listening to the radio on the stereo receiver from our youth, a virtually indestructible Yamaha unit with Canton speakers. It makes you wonder what all the new technology really does better! Our friends let Alexa listen in on them and spend a lot of money on various Spotify and Netflix subscriptions—just calculate the annual costs—while Karsten and C. prefer the classic way of buying CDs or listening to the radio. And some people feel the need to change everything to make it their own, even though a car, house, and so on can be so well thought out in their standard form that any modification becomes unnecessary. K.
Y
ypg
10 Apr 2021 19:28
Nordlys schrieb:

You should also ask yourself what all these new things actually do better!

For example, less space consumption: since I stopped hoarding books and my CD collection hasn’t grown, there’s a nice empty gap in the sideboard. Also, the missing receivers and other devices would just collect dust and waste time.
We listen to radio or rock music everywhere with small speakers, even on the terrace, without having to buy the CDs 😀
Nordlys schrieb:

while Karsten and C. and his wife still buy CDs the old-fashioned way

You can also add those values together 😉
P
pagoni2020
10 Apr 2021 19:45
Zaba12 schrieb:

a heat pump is not a gas heating system that tolerates incorrect settings over years.

I realized that through the many threads here in the forum.
Exactly for that reason, I’m not installing one in my new house, also because I find the related issues and the risks you mentioned inconvenient.
Zaba12 schrieb:

So you should have installed a gas heating system with a gas tank to be fully satisfied.

As the man said in the Nescafé commercial: “I don’t have a car… uh… heat pump.”
At my current place, there is a gas tank in the garden and the mentioned mediocre underfloor heating runs in the apartment; I had no influence on either. Due to various significant events, we decided on an unplanned new build. However, there is no gas supply there, and I did not want to use liquefied petroleum gas, but after extensive research, I also did not want a heat pump. This does not express a general negative opinion about heat pump technology, just that it does not fit our situation.
Therefore, we will install infrared heating combined with a wood stove, which I am really looking forward to because I find the concept exciting. You have to spend a lot of time reading and searching for suitable information sources and service providers, which I have done.
At the same time, I also know that I will likely get little approval or a lot of skepticism here, but I still believe it fits us individually.
Zaba12 schrieb:

to be fully satisfied

...I wouldn’t expect that from a heating system; simply feeling comfortably warm is enough for me.
Zaba12 schrieb:

You should have taken Karsten as an example.

...I can completely agree with @Nordlys on that example!
Zaba12 schrieb:

I’m not a heat pump prophet or lobbyist here either, but after the second winter, I noticed the compressor started more than 60 times a day, and that seemed odd to me, so I had to read up on how it all works and that the heat pump will break down in the following years if I do nothing.

I absolutely understand that, and in this case, I would definitely have taken the same steps. You are reading contradiction into my words where none exists.

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