ᐅ Bought a house at a good price. What now?

Created on: 18 Jul 2020 15:41
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Berenike
Hello dear forum members!

Background: My boyfriend bought a house at a forced auction, quite cheaply, basically for the land value. He placed the lowest bid, assuming others would outbid him. However, no one did, and now he owns a house (which we/he do not urgently want to live in ourselves, at least not for the time being).

The house:
Overall, the house is in good condition, at least at first glance. Some renovations are necessary (e.g., the heating system). The last major refurbishment was apparently done in the 1980s. I can’t say much more about it at the moment.

My question:
Based on your experience, what is the best course of action? What makes sense financially?

For example:
1. Simply sell the house again (possibly after partial renovation and definitely at a higher price)
2. Renovate the house and rent it out as soon as possible? (The house could accommodate two tenants, and a part of it used to be a restaurant, which might be leased out again)
3. Renovate the house completely and then sell it.

What other options do you see from your experience? Where is the return on investment best?

I look forward to your answers and advice!

Best regards
Berenike
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nordanney
20 Jul 2020 21:06
Berenike schrieb:

The location is central in a town with about 1,000 inhabitants.
Centrally located at the main road. Micro-location is good, but interest is weak due to the macro-location. Restaurant permanently closed. Conversion would be expensive and complex.
Purchase with own funds is positive, but as a mixed-use property it is almost impossible to get a mortgage from a bank. So consider residential use; you have time anyway. Your partner already owns it and can start immediately.

A few numbers and specific information about the property and location would help to give advice.
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T_im_Norden
20 Jul 2020 21:13
Restaurants in small villages are sometimes run by the local community to preserve village life.
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nordanney
20 Jul 2020 21:39
T_im_Norden schrieb:

sometimes
... and very often quickly closed again due to lack of profitability. Unfortunately, a sad reality.