ᐅ Electrical Installation by a Friend – Is an Inspection Mandatory for Insurance Purposes?

Created on: 2 Aug 2025 10:30
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BoPaDi24
Hello everyone,

A good friend of mine is a certified electrician and works as an industrial electrician. Since we need a sub-distribution board in the garage, he offered that I could do the cable pulling and he would handle all the connections.

My only concern is whether this might cause problems with the insurance, as I would not have an invoice or documentation for the work done.

Would I then need to have the installation inspected and approved by another electrician afterward?

I can’t quite imagine that another electrician would take responsibility for that.

Best regards
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Molybdean
2 Aug 2025 14:35
nordanney schrieb:
Sorry, but no one agrees with you on that. It’s clear-cut.

I would link it, but that’s not possible here.

Maintenance Work Behind Measuring Equipment

ep11/2010, 2 pages

Regulations of the NAV
ep
4/2010, 1 page

These address that topic, for example. The articles are freely accessible.
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BoPaDi24
2 Aug 2025 16:30
Molybdean schrieb:

Drinking water regulations are stricter than electrical ones!

You should definitely avoid using anything that will actually be used as drinking water.

A garden irrigation system behind a backflow preventer/device is more acceptable. However, I would have to look up the exact legal requirements first.

I have actually studied the topic of garden irrigation in great detail. A backflow preventer alone is unfortunately not enough. Officially, only an open discharge is allowed. In our case, the drinking water is supposed to flow through an open discharge first into a tank and then be pumped into the irrigation system. The question is, am I allowed to connect this PE pipe myself? As I said, the water only goes into a tank.
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wiltshire
2 Aug 2025 16:33
The discussion suffers from the fact that there can be a difference between what is legally permitted and what insurance policies may sometimes require. This leads to people talking past each other.

@BoPaDi24: To what extent your insurance requires an inspection by a properly certified person depends on your insurance terms and conditions. These vary between insurers. You can also call and ask. We can only make assumptions here.
BoPaDi24 schrieb:

I thought I was allowed to do everything myself after the water meter. So connecting a PE pipe going into the garden to a branch specifically intended for this is allowed, isn’t it?
Basically, you are right, but special conditions from the utility providers also apply here. Especially for pipes in the garden, e.g. underground irrigation systems, many regulations and supply terms impose restrictions. As a voluntary chairman of our village water supply, I am somewhat familiar with this locally. For underground systems, I must insist on a free discharge to comply with the requirements of the district health department and the district environmental office (our supervisory authority).
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nordanney
2 Aug 2025 16:36
Molybdean schrieb:

I would link it, but that’s not possible here.

Maintenance Work Behind Measurement Equipment

ep11/2010, 2 pages

Regulation of the NAV
ep
4/2010, 1 page

These address the topic, for example. The articles are freely accessible.

This is very old.

Quote: “The work may only be carried out, besides the network operator, by an installation company registered in a network operator’s installer directory;”
That is clear. See NAV.
The responsibility to ensure that the work is done accordingly is regulated in sentence 1.
These are different matters. He is authorized to do it, and who is responsible to the network operator.
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BoPaDi24
2 Aug 2025 17:21
wiltshire schrieb:

@BoPaDi24: To what extent your insurance requires an inspection by a suitably certified person depends on your insurance policy terms. These can vary between providers. You can also call and ask directly. We can only make assumptions here.
I will check—thanks. If nothing is stated, can I then assume that no special requirements apply?
wiltshire schrieb:

Basically, you are right, but special conditions from utility providers also apply here. Especially for lines in the garden, such as underground irrigation systems, many regulations or service terms impose restrictions.
As the voluntary chairman of our village water supply, I deal with this locally to some extent. For underground systems, I have to insist on a free outlet to comply with requirements from the district health authority and the district environmental agency (our regulatory bodies).
Yes, I thought this was regulated nationwide here in Germany—for irrigation systems like sprinklers, only a free outlet is allowed. I believe this is specified in DIN 1988-100. As mentioned, we will implement the free outlet. My question is whether I am permitted to connect the pipe that effectively serves as the free outlet directly to the potable water installation or not.
How is this handled where you are?
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Molybdean
2 Aug 2025 17:28
nordanney schrieb:

This is very old.

Quote: "The work may only be carried out by a company registered in a network operator’s installer directory, except for the network operator themselves;"
This is clear. See NAV.
The responsibility for ensuring that the work is carried out accordingly is regulated in the first sentence.
These are different matters. He is allowed to do it, and who is responsible towards the network operator.


As far as I know, the paragraph has not been amended since then. Therefore, the interpretation should have remained the same.