Hello building experts,
I want to build a KfW55EE bungalow with 100m2 (approximately 1,076 sq ft) turnkey with Heinz von Heiden in Saxony.
The plot is provided by my parents, 1800m2 (about 30x60m / 98x197 ft), relatively flat.
A sewage connection was laid and paid for years ago. A few small shrubs and trees need to be removed.
I am 52 and my wife is 47 years old, so we don’t have much time left to pay off a loan.
I currently earn €3000 and my wife €1500. We still live in Bavaria at the moment and will have to change jobs anyway because we need to move. We currently rent and pay €1250 including utilities for 115m2 (about 1,238 sq ft).
We have around €100,000 in savings, but we only want to use about €45,000 as equity in the financing to keep sufficient reserves for the upcoming move and any unforeseen expenses.
The turnkey bungalow, including groundwork and soil survey, should cost €178,000. We plan to do some work ourselves, such as painting walls and installing the flooring. We also plan to build a prefabricated garage, 6x4m (about 20x13 ft), for one car, bicycles, and garden furniture storage (around €10,000).
What additional building-related costs should we plan for, and which of these costs should be included in the financing?
We would be very grateful for any advice.
I want to build a KfW55EE bungalow with 100m2 (approximately 1,076 sq ft) turnkey with Heinz von Heiden in Saxony.
The plot is provided by my parents, 1800m2 (about 30x60m / 98x197 ft), relatively flat.
A sewage connection was laid and paid for years ago. A few small shrubs and trees need to be removed.
I am 52 and my wife is 47 years old, so we don’t have much time left to pay off a loan.
I currently earn €3000 and my wife €1500. We still live in Bavaria at the moment and will have to change jobs anyway because we need to move. We currently rent and pay €1250 including utilities for 115m2 (about 1,238 sq ft).
We have around €100,000 in savings, but we only want to use about €45,000 as equity in the financing to keep sufficient reserves for the upcoming move and any unforeseen expenses.
The turnkey bungalow, including groundwork and soil survey, should cost €178,000. We plan to do some work ourselves, such as painting walls and installing the flooring. We also plan to build a prefabricated garage, 6x4m (about 20x13 ft), for one car, bicycles, and garden furniture storage (around €10,000).
What additional building-related costs should we plan for, and which of these costs should be included in the financing?
We would be very grateful for any advice.
Acof1978 schrieb:
You should have an external construction supervisor anyway. For example, with Bauherrenhilfe, the review of the scope of work and the construction contract is included in the price. One of the main goals is to make sure you are not suddenly surprised by any additional costs. Where can we find an external construction supervisor? Are they permanently on site or do they only come occasionally to inspect the work?
I looked at Bauherrenhilfe yesterday but didn’t find anything about having the scope of work reviewed. How exactly does that work?
P
Pinkiponk20 Jun 2021 14:4011ant schrieb:
... and I see the assignment of house numbers almost at the very end of the process.I agree with you, except regarding the assignment of house numbers. This morning, I actually spent some time thinking about whether to recommend to the original poster to apply for it "almost first," because it’s enjoyable and, at least in my experience, easy, quick, and inexpensive. For me, the emotional value was huge. From my perspective, it’s simply great to receive the house number as soon as you own the plot... everything else can still take "ages" ;-) but the house number – no one can take that away anymore. :-) Admittedly, it’s an emotional matter and might not make everyone as happy as it did me. As soon as the plot was paid for, I also called the local authority to ask when I could put up a mailbox. ;-)BertramK schrieb:
Where can we find an external construction supervisor? Are they permanently on-site or do they only come occasionally to inspect the work?
Yesterday, I checked Bauherrenhilfe but couldn’t find anything on how to review the construction scope of work. How does that exactly work?Bauherren-Schutzbund, Bauherrenhilfe, etc. Just ask good old Google. You should never build without an external construction supervisor, especially not with Heinz von Heiden.
Pinkiponk schrieb:
In my opinion, it’s simply great that once you have the plot, you get the house number… everything else can still take “forever,” ;-) but nobody can take away the house number. Oh, kindred spirit, I did something similar: I hadn’t even registered for driving school yet when my dream car stereo model was suddenly on sale, and even available for installment payments. So I got the stereo before the driver’s license ;-)
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
BertramK schrieb:
But if someone could tell me the perfect one, I would be very grateful. There is no perfect one. You just need to know what else is necessary and what can be added.
BertramK schrieb:
We hope that if we hold back during the selection process, the price will stay the same. It’s not just about the selections. Most additional costs occur later when the contractor starts work.
For example, there are extra costs for earthworks. There are missing painting jobs, which don’t only concern walls but also roof eaves, staircases, and so on. There are container and portable toilet costs.
There are further technical installations, better exterior plaster, possibly better interior plaster, wastewater connections—which usually relate to the land and often aren’t listed—and more.
BertramK schrieb:
How can I have the scope of work checked? Is there even a chance to renegotiate the scope of work, or do I have to accept it as “take it or leave it”? For example, the Association of Private Homeowners (Verband privater Bauherren).
No, the scope of work is part of the construction contract, which was prepared for the company and is legally binding. Additional items with prices can be added upon request. You can also try to negotiate. But since Heinz von Heiden operates throughout Germany, I would be surprised if they need to.
BertramK schrieb:
How can I have the scope of work reviewed? Is there any chance to renegotiate the scope of work, or is it a “take it or leave it” situation? A scope of work has two aspects: a legal one and a technical one. Lawyers or homeowner associations can effectively check for tricky wording or risky omissions. Technically, in terms of quality and specifications, I recommend different approaches depending on the type of construction project:
For custom-designed homes
I would not review the scope of work passively but rather actively develop it together with the independent architect;
For catalog or production homes
my principle roughly applies: build with Müller in Müller’s way and with Meier in Meier’s way – no mixing, no large changes that turn a cordon bleu into a hunter’s schnitzel, and do not combine the scope of work from the first quote with another builder.
https://www.instagram.com/11antgmxde/
https://www.linkedin.com/company/bauen-jetzt/
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