ᐅ Relation between Construction Cost and Financing – Survey

Hello,
the traditional rule is that the equity share should be at least 30% of the construction cost/purchase price. Also, that the loan installment should not exceed 40% of the income (preferably only the main earner’s salary).
But how many still stick to these ideal criteria nowadays?

I’d be glad if users shared their percentage figures.

Best regards and have a pleasant Sunday evening

Gladly!
35% equity and 25% of the household income for the monthly payment to the bank.

Good luck

20% of the net amount, full financing. Only 12 years left to repay.

73% equity and 26% income used for loan repayments.

Best regards
Sabine

10% equity, 15% of the income

Tego12 schrieb:

10% equity, 15% of income

How does this interesting ratio of low equity but a very good percentage payment rate come about? Had no savings for a home before? Or was the purchase made immediately after starting a job?