Hello everyone,
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
My wife, my daughter, and I are looking to build our own home (single-family house). We might have a second child in the future. The house will be built in the postal code area 77XXX. Since I have a very time-consuming job and I’m not very skilled with DIY work, I want to have the whole project delivered as move-in ready as possible, without too much coordination effort. What is the best way to achieve this?
Our requirements:
- 5 rooms with two bathrooms that have showers (children’s bathroom)
- This summer showed me that I don’t want to build a house without cooling. I’m open regarding the cooling concept, but I have heard good things about heat pumps including a cooling function plus a photovoltaic system. What are sensible options? Underfloor heating / wall heating / ceiling cooling?
- A complicated/individual ground floor layout because I want to integrate a home cinema (my hobby) into the living room. Cooperation with the home cinema installer will also be necessary. If anyone has experience with how to manage this, I would appreciate any advice.
- Lighting and roller shutters should be smart. Here the question arises whether to go for retrofit solutions (Philips Hue) or a bus system like KNX combined with home automation such as RTI or Control4?
- No specific requirements regarding the exterior design. I would also consider a mono-pitched roof to install a full photovoltaic system facing south and keep the rest of the building simple, square, and practical.
- Avoid sloped ceilings upstairs, which also speaks in favor of a mono-pitched or hipped roof (urban villa style).
How should all this be financed?
He: net income 5,500 € (tendency rising)
She: net income 800 € (we don’t count on this, since a second child might be coming)
Equity: 30,000 € saved within one year. Within the next few years, there might also be an inheritance of 250,000 €. I would consider buying a suitable plot now even without much equity and use the remaining money/inheritance for additional loan repayments. What do you think about that?
Best regards!
Regarding the prefabricated house manufacturers: According to sales, Schwabenhaus has recently added an extra shift in production and can therefore guarantee a 14-week delivery time, just like Living Haus. Of course, this is after the building permit / planning permission, selection of materials, etc. So, completion by the end of 2019 is realistic.
Living Haus has also aimed to guarantee 14 weeks.
Even the developer says that the end of 2019 is not a problem.
The worst case would be a holiday home, but even that is feasible...
I haven't asked more manufacturers, since these are the only ones with available plots. It really depends on the land...
Best regards
Living Haus has also aimed to guarantee 14 weeks.
Even the developer says that the end of 2019 is not a problem.
The worst case would be a holiday home, but even that is feasible...
I haven't asked more manufacturers, since these are the only ones with available plots. It really depends on the land...
Best regards
Nikless schrieb:
To clarify: The nature reserve starts right next to the property.
Regarding the foundation, this is offered by the developer as part of the package, so it’s included in the price. Therefore, any additional costs are at their risk. Since they already have a soil report, they shouldn’t be significantly off in their estimates.
Best regards Understood. Why are the additional costs listed separately? You usually don’t pay anything besides the notary fees, land registry, and property transfer tax. Are you sure it’s a developer?
5700 with child benefits, that’s how it looks. According to everything the banks say, this should be manageable. Today I made a worst-case scenario calculation where I have no salary increase, my wife earns nothing, and the installment is 2000. Even with that, we still have about 600 per month left for savings. This already includes vacation, car expenses, etc.
Best regards
Best regards