Hello everyone,
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
we are currently planning to possibly purchase a plot of land directly from the municipality and have a house built on it by a developer.
The plot is 440m² (4740 ft²). The price is 190€ per m² (square meter) (developed).
The price for the planned bungalow is 246,500€ fully finished (except for painting. The terrace, driveway, and path to the house are paved), through a very reputable developer (they have built many houses here and also three in our family).
However, we plan to reduce the originally planned living area from 118m² (1270 ft²) to around 100-105m² (1075-1130 ft²).
A little about us:
My husband and I are 27 and 26 years old (together for 9 years, married for almost two years), with a dog, do not want children, and both work in permanent, “relatively” secure jobs.
Together we earn a net income of 4200€ (plus Christmas and holiday bonuses) and have 25,000€ in equity.
I would simply like to hear your assessment.
We have already consulted two banks, which naturally told us that we can afford it.
I would simply like to hear your assessment.
The main issue is that we want to own property as soon as possible; the real estate situation here in our village is terrible (over 200 applicants competed for 40 plots during the draw for the plots).
Used properties or condominiums are only junk listed on real estate platforms, as everything else is sold off-market.
We feel capable of handling the project but suffer from the “typical” fear of life uncertainties, such as one of us losing our job, etc.
Greetings and thanks in advance!
H
HilfeHilfe12 May 2017 06:51ah 2 men OKAY :p
then it works
then it works
HilfeHilfe schrieb:
ah 2 men OKAY [emoji14]
then it's fine What is the point of the comment, Hilfehilfe?
Even if it was meant as a joke...
I am a lesbian myself and, while I don’t want children, there are many who do. Although adoption laws don’t yet treat us equally, from today’s perspective, we would be considered "good enough" by child welfare services for foster children...
There is nothing funny about this. It shouldn’t matter whether two men, two women, or a man and a woman live together.
H
HilfeHilfe12 May 2017 08:55souly75 schrieb:
What’s the point of the comment HilfeHilfe?
Even if it’s meant to be funny...
I am lesbian myself, and although I don’t want children, there are many who develop a desire to have kids. Even though adoption laws don’t yet treat us equally, from today’s perspective we would be considered “good enough” by child welfare authorities for foster children...
There’s nothing funny about that. It shouldn’t matter whether two men, two women, or a man and a woman live together.No, all good, I have zero problems with that. But as you describe it, male couples tend to have few or no children compared to female couples.
That’s fine, too.
Male couples usually have more money. I have two couples in my family. Good jobs, enjoy life, and like to share. The children always receive generous gifts.
So there’s no need for fear about this here. Children just cost money.
S
sweettalker12 May 2017 09:16We are currently leaning towards abandoning the whole project. With this option, we somehow feel relieved.
The plot was not our first choice; it was about 50-100cm (20-40 inches) larger than planned and faced directly north. From the beginning, we said we didn’t want to limit ourselves completely just for the house or push it through at all costs... and in the last few days, we have drifted in that direction. The final decision is difficult because the real estate market here is so poor (we are also open to a nice condominium).
It is probably because we are not passionate about it but approached it by seeing how far we could get while feeling comfortable and without forcing anything.
The plot was not our first choice; it was about 50-100cm (20-40 inches) larger than planned and faced directly north. From the beginning, we said we didn’t want to limit ourselves completely just for the house or push it through at all costs... and in the last few days, we have drifted in that direction. The final decision is difficult because the real estate market here is so poor (we are also open to a nice condominium).
It is probably because we are not passionate about it but approached it by seeing how far we could get while feeling comfortable and without forcing anything.
S
Steffen8012 May 2017 10:37souly75 schrieb:
What is the point of the comment “Help help” now?
Even if it was meant as a joke...
I am lesbian myself and, although I don’t want children, there are many who do develop a desire to have children. Even though adoption laws do not yet grant us equal rights, from today’s perspective we would be considered “good enough” by child welfare services for foster children...
There is nothing funny about that. It shouldn’t matter whether two men, two women, or a man and a woman live together.“Help help” didn’t write anything at all... so why do you feel so upset right away?
Regards, Steffen (who thinks children need a mom and dad, especially when they don’t get to choose)
H
HilfeHilfe12 May 2017 10:42sweettalker schrieb:
We are currently leaning toward abandoning the whole project. Somehow, that option feels like a relief to us.
The plot was not our number one choice and was easily 50-100cm (20-40 inches) larger than planned, then it faced directly north. From the beginning, we said we didn’t want to limit ourselves completely just for the house and didn’t want to force it through... and in the last few days, that’s where we ended up. The final step is difficult because the real estate market here is so bad (we wouldn’t be opposed to a nice condominium either).
It’s probably because we’re not really “passionate” about it but approached it by seeing how far we could get while feeling comfortable and without forcing anything.Hello again,
financially, it fits. But if at your core you feel uneasy because it doesn’t meet your requirements, I would say: don’t do it.
Honestly, building or having a house built costs nerves and energy, which can also take a toll on your relationship. If you already have a bad gut feeling, just stop.
There are plenty of other properties to buy, build on, or rent.